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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4830 N Center St , Hickory, NC 28601
$849,900
Est. Payment: $4,776.47/mo
4 Bed
5 Bath
5006 Sqft
1.84 Acres
Status: under contract-show | Days on site: 32
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cv281 - R15037
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Terri Bias
Operator/Brokerage Owner

House Description

A RARE LAKE HICKORY GEM—Privately nestled on 1.84 acres across two parcels, this one-of-a-kind waterfront retreat offers the extraordinary combination lake buyers dream of: an exceptionally level lot, an effortless walk to the water, and breathtaking main-channel views. From the moment you step inside, the open foyer and impressive picture windows draw your attention straight to the lake. Expansive water views continue throughout the generous main-level floor plan, filling the home with natural light and providing an unforgettable backdrop for everyday living, entertaining, and hosting overnight guests. Built in 1941 and offering more than 5,000 square feet, the home is rich with character, remarkable space, and exceptional potential. Ready for your vision and personal updates, it presents a rare opportunity to create a truly spectacular waterfront residence tailored to your lifestyle. Outdoors, an expansive lakeside patio invites you to gather, grill, dine, and entertain while taking in the surrounding beauty. Peacefully tucked within a quiet cove yet opening to sweeping main-channel views, the property offers the perfect setting for morning coffee, sun-soaked afternoons, and colorful sunsets over the water. The easy, level walk to the covered stationary dock makes every lake day effortless. Built in 2023, the dock features low-maintenance composite decking and a convenient storage closet for floats, fishing gear, and lake toys. Simply bring your boat and begin creating memories that will last a lifetime. Properties offering this much acreage, usable waterfront, living space, privacy, and magnificent Lake Hickory views are exceptionally rare. Whether thoughtfully updating the existing home or transforming it into your ultimate lakefront retreat, the possibilities are as impressive as the setting. This is more than a home—it is an opportunity to experience Lake Hickory living at its very best. Schedule your private tour and discover why this unforgettable waterfront gem must be experienced in person!

Highlights

Listed by Dana Gibson , 828-217-1215 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.84

Year Built

1941

County

Catawba

Neighborhood

None

Listing ID

4421553

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Dishwasher, Electric Cooktop, Oven, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Attic Fan,Ceiling Fan(s),Geothermal
Fireplaces:Gas Log,Great Room,Living Room,Recreation Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2842
Below Ground Sq Ft:2164
Basement:Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Entrance Foyer, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City,Well

Exterior Features

Lot:Open Lot,Private,Waterfront,Covered structure,Dock
Lot Dimensions:2 Parcels - Reference GIS Maps
Zoning:R-1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Septic Installed
Parking Features:Detached Carport,Circular Driveway
Principal Interest
$4,776
Taxes
$542

Home Price

$849,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$169,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,776.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,776.47 $541.81 $0.00 $5,318.28
Yearly $57,317.60 $6,501.74 $0.00 $63,819.34
Total $1,719,528.09 $195,052.05 $0.00 $1,914,580.14

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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