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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21 Crescent Trl , Highlands, NC 28741
$2,200,000
Est. Payment: $12,364.07/mo
3 Bed
3 Bath
2152 Sqft
0.9 Acres
Status: active | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Come for the mountains. Stay for the lifestyle. Welcome to 21 Crescent Trail, where life in the Western North Carolina mountains is measured a little differently—cool summer mornings, crisp mountain air, evenings by the fire, and time spent with friends and family. Set on approximately 0.9 private, beautifully landscaped acres within the desirable Cullasaja Club, this inviting three-bedroom, three-bath mountain home offers a wonderful combination of privacy, comfort, and outdoor living. Vaulted ceilings enhance the open, airy character of the home, while the screened porch and spacious outdoor deck provide ideal settings for morning coffee, afternoon relaxation, or entertaining friends on cool Highlands evenings. A private dock on the lake creates your own connection to the water and adds another dimension to the mountain lifestyle. Beautiful landscaping surrounds the home, while a two-car garage provides convenience and ample storage. Just minutes from downtown Highlands, the property offers the opportunity to enjoy one of the Southeast’s most sought-after mountain destinations. Highlands combines the natural beauty and relaxed pace of mountain living with an exceptional small-town experience—outstanding restaurants, boutique shopping, art and cultural events, hiking, waterfalls, and a vibrant social community, all at an elevation of approximately 4,100 feet. Within Cullasaja Club, the lifestyle becomes even more special. The community is known for its spectacular mountain setting, welcoming atmosphere, and exceptional recreational and social opportunities. Golf, tennis, croquet, fitness, dining, and time spent with friends are all part of the Cullasaja experience, subject to membership and Club privileges. Whether enjoying a morning round of golf, spending a quiet afternoon by the lake, exploring a nearby hiking trail, meeting friends in downtown Highlands, or relaxing on the screened porch as the temperature drops in the evening, 21 Crescent Trail provides a wonderful home base for everything the Highlands plateau has to offer. For those looking for more than a mountain house, this is an opportunity to embrace the Highlands lifestyle—a place to slow down, reconnect with family and friends, and create mountain traditions that can last for generations. 21 Crescent Trail — your place in the mountains, your home in Highlands.

Highlights

Listed by Doug Treadwell , 828-482-2800 MOUNTAIN LIFE REAL ESTATE, LLC , 828-239-8814. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.9

HOA Fee

6024 Annually

Year Built

1999

County

Macon

Neighborhood

Cullasaja Club

Listing ID

4428345

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room,Propane
Floor:Tile,Wood
Above Ground Sq Ft:2152
Basement:Exterior Entry
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Private,Rolling Slope,Views,Waterfront,Wooded,Boat Slip – Community,Paddlesport Launch Site - Community
Zoning:R
Roof:Composition
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Private Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Front,Golf Cart Garage
Principal Interest
$12,364
Taxes
$1,403
HOA
$6,024

Home Price

$2,200,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$440,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,364.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $12,364.07 $1,402.50 $6,024.00 $19,790.57
Yearly $148,368.90 $16,830.00 $72,288.00 $237,486.90
Total $4,451,066.95 $504,900.00 $2,168,640.00 $7,124,606.95

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Highlands, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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