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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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261 Rock Face Trail Lt 10c , Highlands, NC 28741
$899,000
Est. Payment: $5,052.41/mo
2 Bed
2 Bath
1022 Sqft
0.53 Acres
Status: active | Days on site: 141
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NCM4340 - 51268
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Terri Bias
Operator/Brokerage Owner

House Description

TWO MOUNTAIN HOMES. ONE INCREDIBLE VIEW. ONE PRICE. Priced BELOW tax value = instant equity opportunity you don’t want to miss. Welcome to upscale mountain living at its best in the beautiful Preserve at Whiteside Cliffs, ideally situated between Cashiers and Highlands. This Jeffrey Dungan-designed Low Country XL mountain cottage combines exceptional architecture, dramatic Whiteside Mountain views and the rare flexibility of TWO separate living spaces under one roof. The upper residence captures breathtaking mountain views through walls of energy-efficient windows and French doors. Soaring cathedral ceilings create an open, airy feel, while 7” oak flooring adds warmth throughout. The beautifully appointed kitchen features Summit appliances, quartz countertops and Delta fixtures. A king-sized primary bedroom opens to its own private deck, while more than 500 sq ft of upper-level decking creates an incredible outdoor living space for entertaining, morning coffee or simply soaking in the view. The lower residence offers its own private living area, kitchenette, king-sized bedroom, walk-in shower and covered deck—perfect for guests, extended family, multigenerational living or additional privacy when everyone comes to the mountains. Cedar shake and vertical shiplap exterior details give the home distinctive mountain character, while dual Mitsubishi mini-split systems provide efficient year-round comfort. Multiple dry-storage areas add valuable functionality. Located in the gated Preserve at Whiteside Cliffs, you are perfectly positioned in the middle of Cashiers and Highlands, putting the shopping, dining, galleries, outdoor recreation and charm of both mountain communities within easy reach. Whether you're looking for a sophisticated mountain escape, a place to gather with family and friends, or the flexibility of two separate living spaces, this property delivers something truly special. Two homes. One spectacular mountain setting. Upscale Highlands-Cashiers living at its best. Outdoor living is where this property really shines and expands your Tiny Home living space: ~ Over 500 sq ft of upper-level decking to soak in those unmatched Whiteside Mountain views ~ Private deck off the primary bedroom ~ Covered lower-level deck with ceiling fans for relaxed, all-season use Additional features include: ~ Premium Board and Batten Cedar siding ~ Shiplap Interior Walls ~ Built-in breakfast bar dining ~ Combo washer/dryer ~ Two dry storage areas ~ Energy-efficient construction throughout ~ Sleeps 4+ comfortably This is more than a mountain getaway—it’s a smart investment priced under tax value with built-in upside from day one. Whether you’re looking for a mountain escape, short-term rental potential, or multi-generational living, this property checks every box. If you’ve been waiting for a property where the view truly delivers—this is it. Opportunities like this—priced under tax value with dual living spaces—don’t sit long. Call and visit the Black Panther TODAY!

Highlights

Listed by Allison MacDowell , 704-996-0957 Keller Williams Great Smokies , 828-926-5155. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.53

HOA Fee

3600 Annually

Year Built

2023

County

Jackson

Neighborhood

The Preserve at Whiteside Cliffs

Listing ID

4376026

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Exhaust Hood, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer
Air Cond:Ductless
Fireplaces:
Floor:Wood,Other - See Remarks
Above Ground Sq Ft:1022
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Storage, Master on Main
Water:Shared Well

Exterior Features

Lot:Hilly,Open Lot,Sloped,Wooded,Views
Zoning:R-7
Roof:Wood
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$5,052
Taxes
$573
HOA
$3,600

Home Price

$899,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,052.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,052.41 $573.11 $3,600.00 $9,225.52
Yearly $60,628.93 $6,877.35 $43,200.00 $110,706.28
Total $1,818,867.81 $206,320.50 $1,296,000.00 $3,321,188.31

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Highlands, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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