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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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105 Chilmark Ridge Dr , Holly Springs, NC 27540
$495,000
Est. Payment: $2,535.63/mo
4 Bed
3 Bath
2354 Sqft
Status: active with contingency | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Nestled beside a scenic walking path and greenway, this well-maintained home enjoys a unique setting tucked farther back from the road than many neighboring homes, providing added privacy, extra parking flexibility, and a more spacious feel. Enjoy being just half a mile from Downtown Holly Springs, where you'll find locally owned restaurants, shopping, the Wake County Library, Cultural Center, Farmers Market, community events, parks, and greenway access—all within a vibrant, walkable Main Street setting! The exterior features low-maintenance vinyl siding, a fully fenced backyard with an extended patio perfect for entertaining, and a welcoming covered front porch. Inside, engineered hardwood floors span most of the main level, complemented by LVP flooring in the office nook and hall bath. Stylish gray paint, smooth ceilings throughout the main floor (excluding the half bath), wainscoting in the dining room, and crown molding in the formal living room, dining area, hallway, and primary bedroom add timeless appeal. The kitchen is equipped with stainless steel appliances, a pantry, and a bright breakfast nook. The spacious family room features a cozy gas fireplace and a hidden staircase, creating an open yet functional layout. Offering four bedrooms and two-and-a-half baths, the home includes two secondary bedrooms with walk-in closets. The updated half bath features a newer vanity, while the primary suite boasts a walk-in closet and walk-in shower with a sliding glass door and transom window. A standout feature is the expanded second-floor flex space with glass French doors, ideal for a home office, gym, game room, media room, or additional living area! Additional highlights include a convenient laundry room, multiple linen closets, and extra storage nooks in the garage. Major system updates provide added peace of mind, including a new HVAC system installed in 2024. Roof shingles were replaced on the rear portion of the home in 2020 and on the front portion in 2024. Combining functional living spaces, tasteful upgrades, valuable system improvements, and an unbeatable location near Downtown Holly Springs and greenway access, this move-in-ready home offers the perfect blend of comfort, convenience, and lifestyle. In addition, our preferred lender is offering up to 1% in lender credit, which can be applied toward closing costs or to help reduce the interest rate.

Highlights

Listed by Samara Presley , 919-883-7451 Smart Choice Realty Company , 919-322-0077. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

20 Monthly

Year Built

2000

County

Wake

Neighborhood

Ballenridge

Listing ID

10171855

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Vinyl,Tile,Wood
Above Ground Sq Ft:2354
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Ceiling Fan(s), Chandelier, Crown Molding, Entrance Foyer, Laminate Counters, Open Floorplan, Pantry, Recessed Lighting, Track Lighting, Walk-In Closet(s), Walk-In Shower, Bonus Room
Water:Public

Exterior Features

Lot:Back Yard
Zoning:PUD
Roof:Shingle
Others:
  • Additional:Private Yard, Rain Gutters, Covered, Front Porch, Patio, Porch
Sewer:Public Sewer
Parking Features:Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
Principal Interest
$2,536
Taxes
$309
HOA
$20

Home Price

$495,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,535.63 $308.97 $20.00 $2,864.60
Yearly $30,427.58 $3,707.67 $240.00 $34,375.25
Total $912,827.31 $111,230.10 $7,200.00 $1,031,257.41

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Holly Springs, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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