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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16211 Terry Ln , Huntersville, NC 28078
$2,900,000
Est. Payment: $16,298.10/mo
4 Bed
6 Bath
6664 Sqft
0.77 Acres
Status: active | Days on site: 22
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Terri Bias
Operator/Brokerage Owner

House Description

Rare Lake Norman waterfront retreat nestled in a protected cove near Lookout Point in Huntersville. Enjoy peaceful, private lakefront living with exceptional convenience to Birkdale, top-rated schools, dining, Uptown Charlotte, and Charlotte Douglas International Airport. Extensively renovated in 2010, this upscale cottage-style home offers a warm and inviting open floor plan with cedar beams, hardwood floors, double mahogany entry doors, and a wall of windows showcasing beautiful cove and nature views. The main-level primary suite features stunning water views, a spa-like bath with polished limestone, custom cabinetry, deep soaking tub, custom shower, and a large walk-in closet. The well-appointed kitchen includes an oversized island, custom cabinetry, pantry, and double ovens. The great room features a beautiful natural-stone-surrounded wood-burning stove, while a second wood-burning stove serves the basement living area, adding warmth and character throughout the home. Designed for entertaining and lake living, the home features a large screened porch, expansive flat walk-out backyard, and an oversized dock accommodating up to four boats and three jet skis. The park-like grounds are enhanced by mature trees, colorful gardens, fruit trees, and a 20x40 organic vegetable garden cultivated for more than 25 years. Storage is abundant with a 3-car garage plus additional space for two more vehicles, a walk-up attic, and basement storage. The heated and air-conditioned workshop offers even more flexibility, while the expansive basement could easily be converted into an in-law suite or separate living quarters. Adjacent to Lookout Point yet free from HOA restrictions, this unique property offers exceptional flexibility and privacy. Numerous updates include all flooring, roof, windows, HVAC systems, hardboard siding, exterior stonework, custom irrigation, rooftop hot tub patio, and updates to all four bedrooms and attached baths. A rare opportunity to enjoy the best of Lake Norman living with space, nature, convenience, and endless possibilities.

Highlights

Listed by Greg Martin , 704-903-2889 MartinGroup Properties Inc , 704-903-2889. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.77

Year Built

1980

County

Mecklenburg

Neighborhood

Browns Cove

Listing ID

4420498

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher
Air Cond:Central Air
Fireplaces:Wood Burning Stove
Above Ground Sq Ft:4659
Below Ground Sq Ft:2005
Basement:Daylight,Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Orchard(s),Level,Private,Views,Waterfront,Beach - Private,Boat Lift,Covered structure,Dock,Pier
Zoning:GR
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Detached Garage
Principal Interest
$16,298
Taxes
$1,849

Home Price

$2,900,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$580,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,298.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,298.10 $1,848.75 $0.00 $18,146.85
Yearly $195,577.18 $22,185.00 $0.00 $217,762.18
Total $5,867,315.52 $665,550.00 $0.00 $6,532,865.52

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Huntersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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