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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6055 Latta Springs Cir , Huntersville, NC 28078
$712,500
Est. Payment: $4,004.27/mo
4 Bed
4 Bath
3268 Sqft
0.27 Acres
Status: active | Days on site: 54
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302002 - R50811
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Terri Bias
Operator/Brokerage Owner

House Description

PRICE IMPROVEMENT + SELLER INCENTIVE! Price reduced $7,500 PLUS seller is offering 1% of the purchase price toward a temporary RATE BUYDOWN or allowable closing costs. This beautifully refreshed 3,268-square-foot home is ready for you to move in and get settled before the holiday season! Fresh neutral paint, stunning refinished hardwood floors, new carpet, manicured landscaping, and a professionally rebuilt rear deck give this home a fresh, updated feel. Even the oversized three-car garage has been freshly painted. The spacious floor plan offers 4 bedrooms and 3.5 baths, with all bedrooms and the laundry room conveniently located upstairs. The main level features a living room/flex area and dining room at the front, an open kitchen with granite counters and included refrigerator, sunny breakfast area, great room with fireplace, and oversized flex room, perfect for a home office, media room, playroom, or fitness space in the back area. The oversized primary suite offers plenty of room for a king sized bed, side tables, dresser and you’ll still have space for more! A rare bonus: a heated and cooled walk-in attic accessed from the walk-in closet, ideal as a dressing room, private retreat, or abundant climate-controlled storage. Three additional bedrooms, including one with an ensuite bath (think multigenerational living), and the laundry room complete the upper level. Recent improvements include new carpet, fresh interior paint, refinished hardwood floors, and a professionally rebuilt rear deck, all completed July 2026. Additional updates include a roof replaced in 2023, one A/C unit and furnace replaced in 2021, new A/C components on the second unit, new ceiling fans in the downstairs office and an upstairs bedroom, and an EV charger in the garage. Smart thermostats, a whole-house water filtration system (not currently in use), and a premium TV wall mount above the fireplace convey with the home. Standing freezer in garage conveys. The fully fenced backyard offers a large, fairly flat yard for outdoor enjoyment. The Seller has placed an upgraded Home Warranty on the Home which will cover the home (including HVAC units) for 1 Year from date of Closing. This light and bright home is ready for your special touch. Latta Springs offers direct access to Mountain Island Lake with canoe/kayak storage and launch, lakeside pavilion with wood-burning fireplace, community pool with swim team, playground, and private entrance to Latta Nature Preserve. A public boat launch is just minutes away, and boat storage is permitted on the property. A rare opportunity to own a beautifully refreshed home in one of Huntersville's premier water-access communities.

Highlights

Listed by Lisa Toohey , 980-427-5528 Lake Norman Realty, Inc. , 704-892-9673. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

460 Semi-Annually

Year Built

2006

County

Mecklenburg

Neighborhood

Latta Springs

Listing ID

4405877

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Range, Filtration System, Freezer, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
Air Cond:Attic Fan,Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Linoleum,Tile,Wood
Above Ground Sq Ft:3268
Other:
  • ▪ Additional:Attic Other, Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Covered structure,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Electric Vehicle Charging Station(s),Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$4,004
Taxes
$454
HOA
$460

Home Price

$712,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$142,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,004.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,004.27 $454.22 $460.00 $4,918.49
Yearly $48,051.29 $5,450.63 $5,520.00 $59,021.92
Total $1,441,538.73 $163,518.75 $165,600.00 $1,770,657.48

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Huntersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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