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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6405 Alba Rose Ln , Huntersville, NC 28078
$698,000
Est. Payment: $3,922.78/mo
5 Bed
4 Bath
3042 Sqft
0.3 Acres
Status: under contract-show | Days on site: 82
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302002 - R50811
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Terri Bias
Operator/Brokerage Owner

House Description

PRICE IMPROVEMENT + UP TO $19,000 SELLER CONCESSION! The price just got BETTER, and so did the OPPORTUNITY! The sellers are offering up to $19,000 in seller concessions with an acceptable offer. Whether you want to REDUCE your upfront costs, LOWER your interest rate, or a combination of BOTH, this incentive gives you more ways to structure the purchase around your needs. Set in the scenic Latta Springs community, this thoughtfully designed home offers the perfect blend of space, comfort, and outdoor living. Residents enjoy direct access to Mountain Island Lake with canoe and kayak storage racks and launch area, a lakeside pavilion with a wood-burning fireplace, community pool with swim team, playground, and a private entrance to Latta Nature Preserve featuring miles of trails for hiking or even horseback riding. For boating enthusiasts, a public boat launch is just minutes away, and unlike many HOA communities, Latta Springs allows residents to keep their boat on their own property. Built in 2014 and offering just over 3000 square feet, this freshly painted home welcomes you with rich hardwood floors, abundant natural light, and an open floor plan designed for both everyday living and entertaining. The spacious kitchen is truly the heart of the home, featuring granite countertops, a gas cooktop, double ovens, abundant cabinetry, and an oversized breakfast bar perfect for gathering with family and friends. Just beyond, the breakfast nook is anchored by a charming corner gas fireplace with stone surround, creating a warm and inviting space for morning coffee or casual meals. The oversized main-level primary suite is a private retreat with room to comfortably arrange a king-size bed, side tables and dressers, along with space for a cozy sitting area, reading nook, or a mini office. New carpet extends through the bedroom and walk-in closet, while the ensuite bath and access to a private deck overlooking the backyard add to the suite’s comfort and appeal. The nicely sized family room showcases custom built-ins with extensive storage and display space. The elegant dining room is designed to make an impression, featuring a dramatic cathedral-style ceiling and beautiful paneled doors. It’s a gracious space for hosting everything from intimate dinners to memorable gatherings for special occasions. The laundry room features additional cabinets and storage area. You'll find additional storage space in the closet under the stairs. Upstairs, there are three additional bedrooms, a full bath, and a spectacular light-filled bonus room with a wall of windows and abundant natural light. A closet makes this the home's fifth bedroom, but its spacious, open layout gives it the feel and flexibility of a true bonus room. Previously used as an impressive craft studio, this space could become an art studio, home office, media room, playroom, fitness space, or whatever inspires you. One of the bedrooms also features a private ensuite bath, adding flexibility and privacy for guests or mulit-generational living. Outside, enjoy a private, fenced backyard with mature landscaping and a peaceful wooded backdrop. The refreshed back deck, featuring all new deck boards, offers the perfect spot for grilling, morning coffee, or simply enjoying the peaceful surroundings. A side-entry two-car garage enhances both functionality and curb appeal, while a new HVAC system installed in 2022 provides added peace of mind. Combining generous living spaces, thoughtful updates, LOWER OUT-OF-POCKET COSTS, and access to one of Huntersville's most beloved nature-focused communities, this exceptional Latta Springs home offers a lifestyle that's hard to find and even harder to leave. Conveniently located with easy access to I-77 and I-485, shopping, dining, Lake Norman, and Uptown Charlotte are all within easy reach.

Highlights

Listed by Lisa Toohey , 980-427-5528 Lake Norman Realty, Inc. , 704-892-9673. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

460 Semi-Annually

Year Built

2014

County

Mecklenburg

Neighborhood

Latta Springs

Listing ID

4397325

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Attic Fan,Central Air
Fireplaces:Gas Log,Kitchen
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3042
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Entrance Foyer, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Private,Sloped,Wooded,Covered structure,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Principal Interest
$3,923
Taxes
$445
HOA
$460

Home Price

$698,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$139,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,922.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,922.78 $444.97 $460.00 $4,827.76
Yearly $47,073.40 $5,339.70 $5,520.00 $57,933.10
Total $1,412,202.15 $160,191.00 $165,600.00 $1,737,993.15

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Huntersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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