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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16418 Spruell St , Huntersville, NC 28078
$575,000
Est. Payment: $3,231.52/mo
3 Bed
3 Bath
2305 Sqft
0.19 Acres
Status: active | Days on site: 2
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6217 - 76581
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome Home to Charleston charm with one-level living and your rocking chair front porch! Nestled in a beautiful Charleston-style community lined with inviting front porches, this home offers a highly desirable floor plan with all of the living space thoughtfully designed on the main level. From the moment you arrive, the charming curb appeal and welcoming porch set the tone for what awaits inside. The main level features hardwood flooring throughout the common living spaces and primary suite, creating a warm and cohesive feel. The spacious primary bedroom is conveniently located on the main level, while the secondary bedrooms feature new carpet. New carpet also extends up the stairs leading to the unfinished second level. And here's where the possibilities really begin! The unfinished upstairs space offers an exciting opportunity to add an additional 400 sq/ft and customize the home to fit your needs—whether you envision an additional bedroom, a home office, bonus room, hobby space, or simply want to create valuable future living space. Adding to the appeal, the home's major mechanicals offer excellent peace of mind with a 2019 roof and HVAC systems installed in 2023; interior of the home was just freshly painted. Your kitchen has a brand new fridge that has never been used along with a gas cooktop! Outside patio is a great spot to enjoy the fall season, your yard also has irrigation! This is a rare opportunity to enjoy the convenience of one-level living today while having the flexibility to expand tomorrow. With its classic Charleston-inspired setting, charming front porch, desirable main-level living, fresh carpet, hardwood floors, and tremendous potential upstairs, this home offers the perfect combination of comfort, character, and opportunity. Monteith also has top tier amenities which include a walking trail, clubhouse, sidewalks, playground & outdoor pool. You are also close to Lake Norman, Birkdale Village, hospitals, restaurants & highway access. Welcome Home!

Highlights

Listed by Alyssa Roccanti , 704-654-9305 Savvy + Co Real Estate , 704-330-8326. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

929.61 Annually

Year Built

2005

County

Mecklenburg

Neighborhood

Monteith Park

Listing ID

4428525

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal
Air Cond:Central Air
Fireplaces:Gas Log,Living Room
Above Ground Sq Ft:2305
Other:
  • ▪ Additional:Open Floorplan, Pantry, Split Bedroom, Storage, Has Fireplace, Master on Main
Water:City

Exterior Features

Zoning:NR
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Detached Garage
Principal Interest
$3,232
Taxes
$367
HOA
$930

Home Price

$575,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,231.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,231.52 $366.56 $929.61 $4,527.69
Yearly $38,778.23 $4,398.75 $11,155.32 $54,332.30
Total $1,163,347.04 $131,962.50 $334,659.60 $1,629,969.14

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Huntersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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