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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12822 Cadgwith Cove Dr , Huntersville, NC 28078
$895,000
Est. Payment: $5,029.93/mo
6 Bed
6 Bath
4701 Sqft
0.27 Acres
Status: active | Days on site: 18
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Terri Bias
Operator/Brokerage Owner

House Description

$10,000 Seller Concession available! A rare opportunity to own a basement home in one of Huntersville’s most desirable golf course communities. Located on a sought-after quiet street just a very short walk from Northstone’s premiere amenities, this spacious, beautifully designed home offers exceptional flexibility across three finished levels. The main floor features an open kitchen overlooking a soaring two story great room, a formal dining room, and a den/office with French doors and a gas fireplace. A private main level ensuite bedroom creates an ideal retreat for overnight guests. Upstairs, the expansive primary suite includes a custom closet, while three additional bedrooms offer thoughtful versatility—one with its own ensuite and two connected by a Jack and Jill bath. The finished basement is built for entertaining, complete with a custom bar, a flex room with barn door, and another ensuite bedroom. Enjoy Carolina weather from your elevated deck overlooking the fenced yard, complete with a firepit area and an oversized stamped concrete patio. This home features a very functional floor plan, gleaming hardwoods, new carpet, abundant storage throughout, and a new water heater 9/26. See attached document for all recent updates and features. Enjoy a prime location just minutes from major highways, shopping, dining, and highly rated schools, along with the opportunity to join Northstone Club, a private community destination offering championship golf, tennis and pickleball courts, resort-style pools, a fitness center, clubhouse, restaurant, and year-round social events. Seller is offering a $10,000 closing incentive with an acceptable offer that may be applied toward buyer closing costs, a rate buy-down, or cosmetic updates. Buyers who finance through sellers preferred lender can receive an additional $1,500 lender credit at closing. Incentives are subject to eligibility, applicable terms and conditions, and lender approval.

Highlights

Listed by Kristen Kosicki , 704-231-0714 Ivester Jackson Christie's , 704-655-0586. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

380 Annually

Year Built

2000

County

Mecklenburg

Neighborhood

Northstone

Listing ID

4423196

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Wall Oven
Air Cond:Central Air
Fireplaces:Den
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:3174
Below Ground Sq Ft:1527
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Garden Tub, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Zoning:GR
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Keypad Entry

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Oct 18
Principal Interest
$5,030
Taxes
$571
HOA
$380

Home Price

$895,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,029.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,029.93 $570.56 $380.00 $5,980.49
Yearly $60,359.17 $6,846.75 $4,560.00 $71,765.92
Total $1,810,774.96 $205,402.50 $136,800.00 $2,152,977.46

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Huntersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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