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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3901 Waters Reach Ln , Indian Trail, NC 28079
$485,000
Est. Payment: $2,725.72/mo
4 Bed
3 Bath
2298 Sqft
0.28 Acres
Status: active | Days on site: 34
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R03665 - 79351
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to this inviting four-bedroom, two-and-a-half-bathroom home offering comfortable living spaces, abundant natural light, and a backyard designed for enjoying the outdoors. The spacious living room provides plenty of room to relax and gather, while the formal dining room offers a dedicated space for meals and entertaining. All four bedrooms are conveniently located on the second level, along with the laundry room, creating a functional layout that keeps everyday routines close at hand. Outdoor living is a standout feature of this home. The private backyard has been thoughtfully transformed into its own retreat, complete with a pool, covered patio, custom-built bar, and an abundance of plants and greenery that create separation from neighboring homes. Enjoy summer days by the pool, entertain under the covered patio and at the custom bar, or unwind while watching the morning sun rise over the backyard. A covered front porch provides another inviting outdoor space, especially in the evenings as the sun sets across the front of the home. With two covered outdoor areas and a backyard designed for both relaxation and entertaining, this home offers plenty of opportunities to enjoy indoor-outdoor living throughout the seasons!
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Highlights

Listed by Charles Shaw , 704-771-4951 DASH Carolina , 704-285-1502. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.28

HOA Fee

500 Annually

Year Built

2000

County

Union

 Neighborhood

Brandon Oaks

Listing ID

4418909

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:Living Room
Above Ground Sq Ft:2298
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Zoning:AQ0
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Oct 18
Principal Interest
$2,726
Taxes
$309
HOA
$500

Home Price

$485,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$97,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,725.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,725.72 $309.19 $500.00 $3,534.90
Yearly $32,708.60 $3,710.25 $6,000.00 $42,418.85
Total $981,257.94 $111,307.50 $180,000.00 $1,272,565.44

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Indian Trail, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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