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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1005 Downing Ct , Indian Trail, NC 28079
$469,950
Est. Payment: $2,407.31/mo
4 Bed
3 Bath
2520 Sqft
Status: active | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Beautiful and Welcoming perfectly describe this updated 4-bedroom, 2.5-bathroom home designed for modern living. The heart of the home features an inviting, open-concept layout that transitions seamlessly from the cozy family room - complete with fireplace & custom built-ins - into the beautifully updated kitchen featuring a large island, tile backsplash, and stainless steel appliances. Just off the kitchen, a sunroom bathed in natural light serves as a perfect place for dining. The main-floor flex room offers a versatile canvas to customize your ideal home office, playroom, or creative studio. Upstairs serves as a private retreat, highlighted by a large primary bedroom with vaulted ceilings, gorgeous new flooring, a beautifully updated en-suite, & walk-in closet. There are 3 additional generously sized bedrooms with ample closet space and a well-appointed layout. Don't forget to check out the recently added office space, perfect for remote work or studying. The outdoor living spaces are an absolute showstopper. Featuring a relaxing and private screened-in porch, large patio, fully fenced yard, complete with a dedicated fire-pit area & cute storage shed. Nestled in a great community with fantastic amenities, this home offers the perfect location just minutes away from shopping, dining, and grocery stores. A perfect place to call home!
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Highlights

Listed by Nancy Evans , 980-228-7544 1st Choice Properties , 951-965-6460. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.22

HOA Fee

685 Annually

Year Built

2005

County

Union

 Neighborhood

Taylor Glenn

Listing ID

4411885

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Exhaust Hood, Gas Range, Gas Water Heater, Plumbed For Ice Maker, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas
Floor:Carpet,Laminate,Hardwood,Tile,Vinyl
Above Ground Sq Ft:2520
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:County Water

Exterior Features

Lot:Wooded
Zoning:AQ0
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry
Principal Interest
$2,407
Taxes
$300
HOA
$685

Home Price

$469,950

Loan Details

30 yrs
6.625%

Down Payment

20%
$93,990
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,407.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,407.31 $299.59 $685.00 $3,391.91
Yearly $28,887.76 $3,595.12 $8,220.00 $40,702.87
Total $866,632.71 $107,853.53 $246,600.00 $1,221,086.24

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Indian Trail, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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