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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4109 River Birch Dr , Iron Station, NC 28080
$815,000
Est. Payment: $4,580.33/mo
4 Bed
4 Bath
4087 Sqft
0.87 Acres
Status: active | Days on site: 34
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Terri Bias
Operator/Brokerage Owner

House Description

Custom design, inviting spaces, and a style all its own make 4109 River Birch Dr. something special from the start. From the moment you arrive, you will fall in love with this distinctive, beautifully considered, magazine-worthy home. Enjoy more than 4000 square feet of thoughtfully designed living space, set on just under an acre. Inside, the home strikes a great balance between open gathering spaces and rooms with their own purpose and character. The family room is the heart of the home, featuring vaulted ceilings and a bird's-eye view of the picturesque backyard. The kitchen features custom cabinetry, granite countertops, a breakfast bar, and a light-filled casual dining area for laid-back time together. A more traditional dining room offers even more space for gathering with friends and family. A main-level primary suite and two additional bedrooms with a Jack-and-Jill bathroom offer everyday convenience, while upstairs adds flexibility with another bedroom and plenty of space for work, play, guests, or relaxing. Generous storage throughout is a bonus! The backyard is where this home really shines. An expansive partially covered deck, custom patio/entertaining area, saltwater pool (2020), outdoor shower, and fire pit create a setting made for relaxing, entertaining, and enjoying the outdoors throughout the seasons. Beyond the fenced yard, small trails wind through the wooded portion of the property, adding to the sense of space and privacy. Ideally located near desirable schools, shopping, dining, recreation, and healthcare, you will experience all the benefits of small-town living while still being just a short drive from Charlotte, Mooresville, Huntersville, etc. With a versatile floor plan and an outdoor setting that feels like a retreat of its own, this is a home designed to be enjoyed both inside and out!

Highlights

Listed by Amy Lawing , 704-472-4797 Helen Adams Realty , 704-439-3300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.87

HOA Fee

300 Annually

Year Built

2007

County

Lincoln

Neighborhood

Victoria Creek

Listing ID

4421294

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Exhaust Hood, Microwave, Oven, Self Cleaning Oven, Wall Oven
Air Cond:Ceiling Fan(s),Central Air,Multi Units
Fireplaces:Family Room,Gas Log,Propane
Floor:Carpet,Tile,Stone,Wood
Above Ground Sq Ft:4087
Other:
  • ▪ Additional:Attic Other, Attic Walk In, Breakfast Bar, Drop Zone, Entrance Foyer, Pantry, Storage, Walk-In Closet(s), Whirlpool, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Level,Wooded
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Outdoor Shower, Other - See Remarks
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$4,580
Taxes
$520
HOA
$300

Home Price

$815,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$163,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,580.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,580.33 $519.56 $300.00 $5,399.89
Yearly $54,963.93 $6,234.75 $3,600.00 $64,798.68
Total $1,648,917.98 $187,042.50 $108,000.00 $1,943,960.48

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Iron Station, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T03:51:06.000Z

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