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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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450 Nc Hwy 88 E , Jefferson, NC 28640
$1,600,000
Est. Payment: $8,992.05/mo
4 Bed
5 Bath
5181 Sqft
9.97 Acres
Status: active | Days on site: 41
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Terri Bias
Operator/Brokerage Owner

House Description

Spectacular estate property offering breathtaking long-range mountain and river views from approximately 10 beautifully fenced acres. This exceptional 4-bedroom, 4.5-bath traditional home combines privacy, comfort, and functionality with open pastures ideal for horses, livestock, or pets, plus a like-new barn. Designed for both entertaining and everyday living, the home features an expansive covered patio with a stone fireplace and outdoor BBQ area. Inside, you'll find two impressive stone fireplaces, dual staircases to the second level, and spacious living areas throughout. The main level includes a chef's kitchen with breakfast area, formal dining room, living room, formal sitting room, laundry room, and a luxurious primary suite with a large sunroom. A private covered deck with hot tub is accessible directly from the primary suite. An oversized attached two-car garage provides convenient entry into the kitchen area. Upstairs are three additional bedrooms, two full baths, and a spacious bonus/family room. The finished lower level offers a large recreation or multi-purpose space, a full bath, and an expansive unfinished area perfect for storage, a workshop, or future expansion. A truly one-of-a-kind mountain estate with no POA and no restrictions, conveniently located just minutes from downtown Jefferson and West Jefferson.

Highlights

Listed by Teresa F Tedder Overcash , Realty One Group Results , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
9.97

Year Built

2000

County

Ashe

Neighborhood

Not in a Subdivision

Listing ID

10190422

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Gas Range, Microwave, Oven, Range, Range Hood, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room,Outside,Stone,See Remarks
Floor:Carpet,Hardwood,Laminate,Tile,Vinyl
Above Ground Sq Ft:5181
Basement:Crawl Space,Partially Finished
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Crown Molding, Kitchen Island, Vaulted Ceiling(s)
Water:Private

Exterior Features

Lot:Views
Roof:Architectural Shingle,Shingle
Others:
  • ▪ Additional:Barbecue, Private Yard, Rain Gutters, Covered, Deck, Front Porch, Patio, Porch, Barn(s)
Sewer:Private Sewer
Parking Features:Attached,Driveway,Garage,Garage Door Opener,Two Car Garage,Attached Garage
Principal Interest
$8,992
Taxes
$1,020

Home Price

$1,600,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$320,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,992.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,992.05 $1,020.00 $0.00 $10,012.05
Yearly $107,904.65 $12,240.00 $0.00 $120,144.65
Total $3,237,139.60 $367,200.00 $0.00 $3,604,339.60

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Jefferson, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T14:02:08.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina