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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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320 Downing Dr , Kings Mountain, NC 28086
$829,000
Est. Payment: $4,246.54/mo
4 Bed
4 Bath
3190 Sqft
Status: active | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Step into this stunning new construction two-story cottage by North Point Custom Builders, ideally located in Kings Mountain. Thoughtfully designed with 4 bedrooms, 4 full bathrooms, and a spacious bonus room, this home combines timeless craftsmanship with modern comfort. An impressive two-story foyer welcomes you inside and opens to a dramatic vaulted family room featuring a gas fireplace. The open layout flows effortlessly into the dining area and gourmet kitchen, creating the perfect setting for everyday living and entertaining. The kitchen is beautifully appointed with solid maple cabinetry, quartz countertops, a large island, a spacious pantry, and stainless steel appliances. Red oak hardwood flooring extends throughout the main living areas and staircase. The main-level primary suite offers a private retreat with two walk-in closets and a luxurious en-suite bath featuring dual quartz vanities, a custom tiled shower, and a garden soaking tub. An additional first-floor bedroom, full bathroom, and laundry room provide flexibility and convenience. Upstairs, the open hallway overlooks the family room below and leads to two generously sized bedrooms, each with its own private full bath. A spacious bonus room offers endless possibilities. Enjoy outdoor living on the expansive covered back porch and adjoining patio—perfect for entertaining, relaxing, or enjoying the peaceful surroundings. Located within walking distance of the golf course at Kings Mountain Country Club and just minutes from everyday conveniences!

Highlights

Listed by Grayson Lowery , 704-477-9704 Coldwell Banker Mountain View , 704-730-1411. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.37

Year Built

2026

County

Cleveland

Neighborhood

None

Listing ID

4409944

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Electric Cooktop, Electric Oven
Air Cond:Electric
Fireplaces:Family Room,Gas,Gas Log,Gas Unvented
Floor:Tile,Wood
Above Ground Sq Ft:3190
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Wooded
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$4,247
Taxes
$528

Home Price

$829,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$165,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,246.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,246.54 $528.49 $0.00 $4,775.03
Yearly $50,958.51 $6,341.85 $0.00 $57,300.36
Total $1,528,755.23 $190,255.50 $0.00 $1,719,010.73

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Kings Mountain, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

© 2026 Canopy MLS

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