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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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821 First St , Kings Mountain, NC 28086
$227,900
Est. Payment: $1,280.81/mo
3 Bed
2 Bath
1089 Sqft
0.25 Acres
Status: active | Days on site: 87
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R06736 - R45220
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

NEW PRICE — $217,900 + SELLER WILL CONSIDER CONCESSIONS! A new pricing strategy creates an even more affordable opportunity at 821 First Street in Kings Mountain. This move-in-ready home offers 3 bedrooms, 2 full bathrooms and 1,089 sq. ft., complemented by modern improvements and energy-efficient features. Need assistance making the numbers work? Seller is willing to consider seller-paid concessions with submitted offers, subject to negotiated terms and applicable financing requirements. The property is also USDA eligible, creating the potential for qualified buyers to obtain 100% financing with no down payment. Enjoy central air, city water and sewer, a covered front porch, driveway parking and no HOA. Whether you're buying your first home, downsizing, relocating or expanding your search for greater value, this new price deserves another look. Don't just save it—come see it. Schedule your tour and submit an offer! USDA financing and concessions are subject to borrower/property eligibility, lender approval, loan-program requirements and negotiated contract terms. Excluded fixture: ADT security system is leased and will be removed at closing. The Orkin pest control cannot be transferred and will be terminated at closing.
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Highlights

Listed by Trevia Ojajuni , 704-615-7472 Coldwell Banker HPW , 919-847-6767. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.25

Year Built

1946

County

Cleveland

 Neighborhood

None

Listing ID

4395596

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1089
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Roof:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,281
Taxes
$145

Home Price

$227,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$45,580
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,280.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,280.81 $145.29 $0.00 $1,426.09
Yearly $15,369.67 $1,743.44 $0.00 $17,113.10
Total $461,090.07 $52,303.05 $0.00 $513,393.12

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Kings Mountain, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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