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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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986 N Chavis Rd , Kittrell, NC 27544
$300,000
Est. Payment: $1,686.01/mo
3 Bed
2 Bath
2440 Sqft
1.5 Acres
Status: active | Days on site: 34
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Terri Bias
Operator/Brokerage Owner

House Description

$10,000 Toward Closing Costs! Motivated Seller! • • •Seller Financing Possible! •Spacious 2,440 sq. ft. home on 1.5 acres -- includes adjacent vacant lot (included in sale) •Perfect blend of country living and modern convenience •No HOA! Horses and livestock permitted under current zoning •Zoning: Home lot zoned R-20, adjoining vacant lot zoned R-30 •All-brick exterior with durable metal roof (installed 2022) •Updated oversized eat-in kitchen featuring: •Modern appliances (installed 2022, all remain) •Sleek white cabinetry, stylish backsplash, and generous counter space •Open flow into flexible living area with beautiful stone fireplace •Large multi-purpose room off the kitchen with separate outdoor entrance -- perfect for home office, studio, or hobby space •Dedicated laundry area and mudroom, washer and dryer (installed 2022) included •Painting allowance offered with acceptable offer •Outdoor highlights: •Covered carport, welcoming deck, and raised gravel patio area ideal for outdoor entertaining •Expansive yard for gardening, recreation, or small animals •Additional vacant lot offers potential for: Building a second home (subject to zoning) •Expanding privacy or creating a multi-generational setup •Easy access to US 1 for commuting convenience •USDA loan eligible for qualified buyers Seller Financing Option (terms): •$1,500/month payment •25% down payment required •Buyer provides insurance and pays property taxes •Real estate attorney-prepared contract •Buyer and seller each pay their own closing costs •Note: $10,000 closing cost credit does not apply with seller financing

Highlights

Listed by Carol Small , Brokers United Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.5

Year Built

1952

County

Vance

Neighborhood

Not in a Subdivision

Listing ID

10191700

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Range, Electric Water Heater, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Microwave, Range, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room,Masonry,Raised Hearth,Stone
Floor:Luxury Vinyl,Wood
Above Ground Sq Ft:2440
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Crown Molding, Kitchen Island, Laminate Counters, Living/Dining Room Combination
Water:Public

Exterior Features

Lot:Pasture
Lot Dimensions:264 x 116 x 167 x 111 x 102 x 329
Garage Capacity:8
Zoning:R30 & R20
Roof:Metal
Others:
  • ▪ Additional:Fire Pit, Rain Gutters, Covered, Deck, Front Porch, Patio, Porch
Sewer:Septic Tank
Parking Features:Attached,Attached Carport,Carport,Driveway,Attached Garage
Principal Interest
$1,686
Taxes
$191

Home Price

$300,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,686.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,686.01 $191.25 $0.00 $1,877.26
Yearly $20,232.12 $2,295.00 $0.00 $22,527.12
Total $606,963.67 $68,850.00 $0.00 $675,813.67

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Kittrell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T14:02:08.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina