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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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121 Firefly Cove Unit 204 , Lake Lure, NC 28746
$945,000
Est. Payment: $5,310.93/mo
3 Bed
3 Bath
2173 Sqft
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity to own the Lake Lure lifestyle! Offered turnkey. Within the gated enclave of Firefly Cove, this exceptional Arts and Crafts-style condominium invites you to experience Lake Lure at its most effortless. Here, mountain scenery and shimmering water views become part of everyday life, creating a retreat that feels equally suited to peaceful personal escapes, memorable gatherings and income-producing vacation stays. Offering 2,173 square feet of thoughtfully designed living space, the residence features three bedrooms and two-and-a-half baths, with an open floor plan that creates an easy connection between the living spaces and surrounding landscape. Warm wood flooring, stone accents, a living room fireplace, and abundant natural light establish an inviting sense of warmth and sophistication, while the covered deck provides an idyllic setting to enjoy the ever-changing mountain and water views. From the moment you arrive, thoughtful design and convenience are evident. The residence offers elevator access directly from the clubhouse, along with an exterior entrance, providing exceptional accessibility and ease of entry for owners and guests alike. The main-level primary suite is a private sanctuary, thoughtfully designed for comfort and relaxation. The en-suite bath features a beautifully appointed tile shower, garden tub and walk-in closet, creating a spa-like retreat at end of the day. It is in these details the home distinguishes itself, luxury not as an afterthought, but thoughtfully incorporated throughout the everyday living experience. The kitchen is equally suited to quiet mornings and entertaining, featuring a gas range, breakfast bar and generous storage. A dedicated laundry room and well-planned living spaces add to the home's functionality without sacrificing its refined character. Upstairs, the home unfolds into a welcoming private retreat for guests, with two additional bedrooms, a full bath and a versatile loft. The loft offers an inviting space for reading, relaxing, working remotely, or gathering after a day spent enjoying the lake and mountains. Beyond the residence, Firefly Cove offers an enviable collection of amenities designed around the Lake Lure lifestyle. Residents enjoy lake access, a community dock, outdoor heated pool, clubhouse with full kitchen and pool table, fitness center, and boat storage, all within a private gated setting. And for those seeking more than a private mountain escape, the opportunity extends to vacation rental potential. Short-term rentals are permitted, allowing owners to enjoy the residence personally while offering guests an elevated Lake Lure experience of their own. Imagine mornings overlooking the water, afternoons spent on the lake, evenings gathered around the fireplace and weekends shared with friends. Then, when you're away, the residence can continue to welcome guests drawn to the beauty and lifestyle of Lake Lure. Whether envisioned as a sophisticated second home, a personal mountain retreat or a vacation-rental opportunity, this Firefly Cove residence offers a rare combination of luxury, accessibility, amenities and investment flexibility.

Highlights

Listed by Mariah Leahy , 828-279-5889 and Lyn Weaver , 828-279-5889 Premier Sotheby’s International Realty , 828-277-3238. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

650 Quarterly

Year Built

2008

County

Rutherford

Neighborhood

Firefly Cove

Listing ID

4426837

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2173
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Garden Tub, Open Floorplan, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Views,Boat Slip (Lease/License),Covered structure,Boat Slip – Community
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Assigned
Principal Interest
$5,311
Taxes
$602
HOA
$650

Home Price

$945,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$189,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,310.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,310.93 $602.44 $650.00 $6,563.37
Yearly $63,731.19 $7,229.25 $7,800.00 $78,760.44
Total $1,911,935.58 $216,877.50 $234,000.00 $2,362,813.08

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lake Lure, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T03:51:06.000Z

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