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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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418 Piney Creek Dr , Lake Lure, NC 28746
$324,000
Est. Payment: $1,820.89/mo
2 Bed
3 Bath
1997 Sqft
3.15 Acres
Status: active | Days on site: 1
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R11318 - R17209
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 418 Piney Creek Drive! Tucked away on 3.15 serene, tree-lined acres in Lake Lure, this wonderful log cabin offers a chance to craft your dream getaway or high-demand mountain retreat. With a little TLC and your creative vision, you can effortlessly unlock instant equity in a setting that feels worlds away yet close to everything. Per the seller- no damage from Hurricane Helene & the watermarks on the walls are from when the home was originally built, prior to the roof being placed. Inside, the home boasts nearly 2,000 square feet of finished living space spread across three distinct levels. The main floor introduces an inviting open-concept layout complete with a cozy living room fireplace, a functional kitchen with a breakfast bar, a spacious bedroom, and a full bath. Upstairs, a dedicated bedroom suite with its own full bathroom and walk-in closet offers a quiet, private escape. The lower level features a fully finished walk-out basement with a third full bath and laundry, making it the ideal layout for a game room, secondary living quarters, or guest accommodations. Step outside to soak in the crisp mountain air from either the covered front or rear porches, surrounded by mature hardwoods and absolute privacy. Complete with a new roof installed in 2025, private well and septic, no city taxes, and a handy storage shed on site, this property has all the right bones in place. Bring your vision and polish this Lake Lure diamond in the rough into your personal paradise!

Highlights

Listed by Jordan Fitzpatrick , 828-232-8139 The Main Brokerage, LLC , 828-579-9938. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.15

Year Built

2004

County

Rutherford

Neighborhood

Piney Creek

Listing ID

4431626

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Oven, Refrigerator
Air Cond:Heat Pump
Fireplaces:Living Room
Above Ground Sq Ft:1229
Below Ground Sq Ft:768
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Private,Wooded
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,821
Taxes
$207

Home Price

$324,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$64,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,820.89 $206.55 $0.00 $2,027.44
Yearly $21,850.69 $2,478.60 $0.00 $24,329.29
Total $655,520.77 $74,358.00 $0.00 $729,878.77

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lake Lure, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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