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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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268 Mallard Rd , Lake Lure, NC 28746
$699,000
Est. Payment: $3,580.62/mo
3 Bed
3 Bath
2530 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Lake front cottage with your own private swimming & fishing dock and beautiful views. Welcome to the peaceful shores of Mirror Lake in Riverbend at Lake Lure! his 1 1/2-story well-maintained home with new roof and updated kitchen and basement offers privacy, water recreation and income potential. The main level has two bedrooms, a full bath and family room with wood burning fireplace, planked ceiling and a wall of windows for natural light. There is ample room for meals on the enclosed porch that seats ten, a separate dining area seating six and a kitchen breakfast bar for three. Relax and drink your morning coffee or cookout on spacious partially shaded deck with amazing water views. The upper level loft contains the primary bedroom and 1/2 bath & shower. As you head down the newly carpeted stairs to the basement, you will discover a 4-bunk bonus room and a family recreation room with TV, games, puzzles, pingpong & foosball. The basement is newly floored and also contains a full bath and large laundry room & owners closet. Riverbend at Lake Lure has its own private sand beach and swimming area pavilion and hiking trails. This lake front investment opportunity comes fully furnished easily and can be easily used as a rental or 2nd home! Lake Lure, Chimney Rock, shopping, Ingles grocery and lots of outdoor activities are just minutes away. Seller is a NC real estate agent.
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Highlights

Listed by John Tyson , 828-333-4992 Tyson Realty , 828-333-4992. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.6

HOA Fee

650 Annually

Year Built

1998

County

Rutherford

 Neighborhood

Riverbend at Lake Lure

Listing ID

4372270

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Self Cleaning Oven, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Family Room,Wood Burning
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:1480
Below Ground Sq Ft:1050
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Has Fireplace
Water:Well

Exterior Features

Lot:Sloped,Wooded,Views,Waterfront,Beach - Private,Beach - Public,Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community
Zoning:R-3
Roof:Asbestos Shingle
Others:
  • ▪ Additional:Fire Pit, Hot Tub
Sewer:Septic Installed
Parking Features:Circular Driveway
Principal Interest
$3,581
Taxes
$446
HOA
$650

Home Price

$699,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,580.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,580.62 $445.61 $650.00 $4,676.23
Yearly $42,967.43 $5,347.35 $7,800.00 $56,114.78
Total $1,289,022.80 $160,420.50 $234,000.00 $1,683,443.30

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lake Lure, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T12:13:06.000Z

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