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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2272 West Club Boulevard , Lake Toxaway, NC 28747
$3,950,000
Est. Payment: $22,199.13/mo
3 Bed
5 Bath
3711 Sqft
3.05 Acres
Status: active | Days on site: 647
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NCM102 - 65609
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Terri Bias
Operator/Brokerage Owner

House Description

Discover a one-of-a-kind retreat in Lake Toxaway Estates, where rustic charm meets refined luxury. Set on over 3 private, landscaped acres with **direct lake access**, this exceptional estate blends timeless design with modern comfort. The main home features an open, light-filled floor plan anchored by a double-sided stone fireplace, an upscale kitchen, and a dining area overlooking the manicured lawn and lake. The private primary suite includes a fireplace, sitting area, and porch, while each guest suite offers a private en-suite bath. The finished lower level provides a second kitchenette, bonus room, full bath, and laundry. A **rustic lakefront path winds through the property to a small private dock, providing direct access to Lake Toxaway** and creating a rare opportunity to enjoy the lake from your own estate. Boulder-accented landscaping, expansive lawn, and beautiful lake and mountain views further enhance the property's natural setting. Outside, a beautifully preserved antique cabin offers its own kitchen, full bath, and wood-burning fireplace—ideal for guests, a private retreat, or simply enjoying the peaceful surroundings. Just minutes from the marina and Lake Toxaway Country Club, this is a rare opportunity to experience **rustic elegance, privacy, and direct lake access** in one of Western North Carolina's most coveted mountain settings.

Highlights

Listed by Amanda Jennings Gravley , 828-200-2944 Fisher Realty,Sapphire/Toxaway , 828-966-9290. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.05

HOA Fee

5292 Annually

Year Built

1970

County

Transylvania

Neighborhood

Lake Toxaway Estates

Listing ID

4209458

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Bar Fridge, Gas Range, Gas Water Heater, Refrigerator, Wine Refrigerator
Air Cond:Central Air,Ductless,Heat Pump
Fireplaces:Den,Living Room,Porch,Primary Bedroom
Above Ground Sq Ft:2504
Below Ground Sq Ft:1207
Basement:Full,Walk-Out Access
Other:
  • ▪ Additional:Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Green Area,Level,Open Lot,Private,Views,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community
Roof:Wood
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$22,199
Taxes
$2,518
HOA
$5,292

Home Price

$3,950,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$790,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,199.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $22,199.13 $2,518.13 $5,292.00 $30,009.26
Yearly $266,389.61 $30,217.50 $63,504.00 $360,111.11
Total $7,991,688.38 $906,525.00 $1,905,120.00 $10,803,333.38

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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