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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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40 Toxaway Landing Dr , Lake Toxaway, NC 28747
$1,495,000
Est. Payment: $7,658.12/mo
3 Bed
2 Bath
1205 Sqft
Status: active | Days on site: 157
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Modern Mountain Charm in Lake Toxaway Estates Experience effortless lake-living in this beautifully renovated mountain retreat, complete with a deeded boat dock on North Carolina’s largest private recreational lake. Blending modern design with warm rustic touches, this home is perfectly suited for relaxing getaways and family gatherings. Step inside to an inviting open great room, anchored by a handsome stone fireplace and filled with natural light. The bright, airy kitchen features custom built-ins, a spacious granite dining counter, and premium Fisher & Paykel appliances, creating an ideal space for cooking and entertaining. The main level offers both a primary and guest room, while the family-friendly sleeping loft includes its own large bath with a walk-in shower—perfect for kids or additional visitors. Easy-care wood floors run throughout the home, complementing the fresh and modern aesthetic. Outdoor living is equally impressive with a cheerful sunroom, a large screened porch, and a covered patio that flows easily into the wooded landscape. Spend evenings around the fire pit, or stroll down to your private dock for a day on the water. Located just minutes from US-64, Lake Toxaway Country Club, and the historic Greystone Inn, this charming home offers the perfect combination of convenience, comfort, and true mountain-lake lifestyle.

Highlights

Listed by Hazel Fisher , 828-966-9012 Hazel R. Fisher & Associates , 828-966-9012. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1970

County

Transylvania

Neighborhood

Lake Toxaway Estates

Listing ID

4329931

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Exhaust Hood, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Self Cleaning Oven, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Gas Log
Above Ground Sq Ft:1205
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Built-in Features, Open Floorplan, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Boat Ramp – Community,Boat Slip (Deed) (Off Site)
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Parking Space(s),Shared Driveway
Principal Interest
$7,658
Taxes
$953

Home Price

$1,495,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$299,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,658.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,658.12 $953.06 $0.00 $8,611.18
Yearly $91,897.43 $11,436.75 $0.00 $103,334.18
Total $2,756,922.87 $343,102.50 $0.00 $3,100,025.37

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lake Toxaway, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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