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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12580 Cotton Dr , Laurinburg, NC 28352
$315,000
Est. Payment: $1,613.58/mo
4 Bed
2 Bath
2242 Sqft
Status: pending | Days on site: 181
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Seller is offering a $11,000 buyer concession with a full price offer, to use as you choose! Welcome home to this inviting residence situated on a rare double lot, offering space, privacy, and flexibility. The spacious great room features a soaring cathedral ceiling with wood beams and a cozy wood burning fireplace, creating a warm focal point for both daily living and entertaining. The kitchen is well appointed with granite countertops, updated appliances, and a large pantry that also serves as a laundry room. Just off the kitchen, the oversized dining room easily accommodates gatherings and can double as a home office or flex space. All four bedrooms are generously sized, providing comfort and versatility, while a walk in attic offers excellent storage without sacrificing living space. Outside, enjoy a private backyard retreat complete with an oversized screened porch and a beautiful saltwater pool, perfect for relaxing or hosting guests. The additional lot adds extra space for recreation, gardening, or future possibilities. Tour this lovely home today!

Highlights

Listed by SAMUEL VALLE , 472-473-3346 REDFIN CORP. , 919-816-5981. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.94

Year Built

1990

County

Scotland

Listing ID

LP754736

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Range Hood
Floor:Carpet,Hardwood,Tile,Vinyl
Other:
  • Additional:Cathedral Ceiling(s), Ceiling Fan(s), Granite Counters, Master Downstairs
Water:Public

Exterior Features

Others:
  • Additional:Porch, Screened
Sewer:Septic Tank
Parking Features:Attached Carport
Principal Interest
$1,614
Taxes
$201

Home Price

$315,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,613.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,613.58 $200.81 $0.00 $1,814.40
Yearly $19,363.00 $2,409.75 $0.00 $21,772.75
Total $580,890.10 $72,292.50 $0.00 $653,182.60

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Laurinburg, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T15:38:14.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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