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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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118 Hoover St NW , Lenoir, NC 28645
$274,900
Est. Payment: $1,408.17/mo
3 Bed
2 Bath
1414 Sqft
Status: active | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this well-maintained 3-bedroom, 2-bath ranch-style home offering over 1,400 square feet of heated living space on a generous 0.51-acre lot. Conveniently located just minutes from downtown Lenoir, shopping, restaurants, and everyday amenities, this property offers the perfect balance of accessibility and peaceful living while still enjoying a quiet setting off the road. Inside, you'll find fresh paint and new LVP flooring throughout much of the home, creating a bright and inviting atmosphere. The functional floor plan includes a spacious primary suite with its own private bathroom, while the additional bedrooms provide flexibility for family, guests, or a home office. One of the standout features of this home is the expansive sunroom, offering approximately 330 square feet of additional space not included in the heated living area. Whether you're enjoying your morning coffee, entertaining guests, or simply relaxing while overlooking the backyard, this versatile space is sure to become a favorite. The lower level provides even more room to spread out with over 515 square feet of finished space that is not included in the heated square footage due to ceiling height. Complete with a cozy wood-burning fireplace, this area could serve as a recreation room, game room, hobby space, home office, guest space, or additional storage. In addition, the basement offers approximately 900 square feet of unfinished space with a one-car garage, providing endless possibilities for a workshop, fitness area, hobby room, or future customization. Additional conveniences include two laundry hookup locations—one on the main level and another in the basement—allowing flexibility to suit your needs. Outside, you'll find a fenced backyard perfect for pets, play, or entertaining, along with a storage shed ideal for lawn equipment and tools. A two-car carport provides covered parking and additional convenience for homeowners and guests alike. With multiple flexible living areas, abundant storage, covered parking, and a location just minutes from downtown Lenoir's shops, restaurants, and conveniences, this property offers the space, functionality, and versatility to fit a variety of lifestyles.

Highlights

Listed by Madeline Pollard , 828-448-8918 Chase Gray Realty LLC , 828-499-0495. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.51

Year Built

1973

County

Caldwell

Listing ID

4395589

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Carpet,Concrete,Vinyl
Above Ground Sq Ft:1414
Below Ground Sq Ft:0
Basement:Full,Interior Entry,Partially Finished,Unfinished,Walk-Out Access
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared
Roof:Metal
Others:
  • Additional:Fire Pit, Storage
Sewer:Public Sewer
Parking Features:Basement,Attached Carport,Attached Garage
Principal Interest
$1,408
Taxes
$175

Home Price

$274,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$54,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,408.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,408.17 $175.25 $0.00 $1,583.42
Yearly $16,898.06 $2,102.99 $0.00 $19,001.05
Total $506,941.87 $63,089.55 $0.00 $570,031.42

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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