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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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403 SW Spruce St SW , Lenoir, NC 28645
$249,900
Est. Payment: $1,280.11/mo
3 Bed
2 Bath
1305 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome home! This 3 bed, 1.5 bath, two-story home offers an exciting opportunity for those looking to add a long-term rental or potential Airbnb to their portfolio. Not an investor? This home could be the perfect place for someone looking for city living, with acreage! Situated on approximately 1.37 acres and conveniently located near the heart of Downtown Lenoir, the property combines space, accessibility, and investment potential. The home features a basement for additional storage, or workshop possibilities, along with a beautiful back deck that provides a great outdoor space for relaxing or entertaining. With city water and sewer already in place, this property is well positioned for an investor ready to bring their vision to life. Whether you're looking for a farmhouse close to town to settle down in, or considering a renovation project turned Airbnb, this property offers plenty of possibilities in a convenient location. Bring your ideas and take advantage of this unique property! Sincerely, Sarah
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Highlights

Listed by Sarah Watson , 828-496-7103 Harper Realty , 828-855-7071. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1.37

Year Built

1960

County

Caldwell

 Neighborhood

None

Listing ID

4412597

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Refrigerator
Air Cond:Central Air,Window Unit(s)
Fireplaces:
Above Ground Sq Ft:1305
Below Ground Sq Ft:0
Basement:Exterior Entry,Unfinished
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Zoning:R-12
Roof:Fiberglass
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,280
Taxes
$159

Home Price

$249,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,280.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,280.11 $159.31 $0.00 $1,439.42
Yearly $15,361.32 $1,911.74 $0.00 $17,273.05
Total $460,839.48 $57,352.05 $0.00 $518,191.53

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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