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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5164 Ralph Winchester Rd , Lenoir, NC 28645
$265,000
Est. Payment: $1,357.46/mo
3 Bed
3 Bath
1300 Sqft
Status: active | Days on site: 124
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

PRICE ADJUSTMENT! This turnkey house is ready for you to move in. It is complete with new granite countertop, new stainless steel appliances, fresh paint and window treatments to convey. Primary ensuite and two secondary bedrooms with a hall bathroom. Laminate flooring throughout the main areas of the upstairs and new carpeting the secondary bedrooms. The unfinished walk out lower level is ready for your vision. The lower level is a significant asset, while not heated or cooled presents an opportunity to double your living space. The steps leading to the lower level opens to a spacious area that would make a fantastic game room or second living room. Two additional rooms have been roughed out for what ever you are needing. There is also a full bathroom. The back area is being used as a work shop. It has double doors so you could bring in big projects. The back yard has two levels of decking. The top deck is off the kitchen and has ample space for seating and a grill. The lower deck was originally placed for an above ground pool and can be utilized as such very easily. House is conveniently located in a quiet area not far from Brown Mountain National Park, Boone, or west to Morganton. Restaurants, shopping, and Downtown Lenoir are a quick drive away. The City of Lenoir offers something for everyone.

Highlights

Listed by Sonya Wickman , 980-224-2953 Manx Properties LLC , 980-224-2953. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.56

Year Built

1998

County

Caldwell

Neighborhood

None

Listing ID

4346503

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile,Laminate
Above Ground Sq Ft:1300
Below Ground Sq Ft:0
Basement:Basement Shop,Bath/Stubbed,Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Open Floorplan, Master on Main
Water:City

Exterior Features

Lot Dimensions:81x216x97x199
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,357
Taxes
$169

Home Price

$265,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,357.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,357.46 $168.94 $0.00 $1,526.40
Yearly $16,289.51 $2,027.25 $0.00 $18,316.76
Total $488,685.33 $60,817.50 $0.00 $549,502.83

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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