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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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635 Powell Rd NE , Lenoir, NC 28645
$237,000
Est. Payment: $1,214.03/mo
3 Bed
2 Bath
1378 Sqft
Status: active | Days on site: 142
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

This solid 3 bedroom, 2 bath brick home is ideally located just a stone’s throw from Lenoir’s Greenway in the desirable Lower Creek area. Situated on a nearly half acre, level lot, the property offers generous space both inside and out, including two large outbuildings ideal for storage, hobbies, or workshop use. The home features a full brick exterior, double carport (523 ft²), and an oversized driveway providing ample parking. A permanent enclosed space on the carport (previously used as a hair salon - 96 ft²) adds valuable bonus space that would make an excellent home office, studio, or additional storage area. Designed and updated with energy efficiency in mind, the home stays cool in the summer and warm in the winter. An instant (tankless) water heater enhances efficiency while ensuring you’ll never run out of hot water. Recent updates include a new roof, tankless water heater, farm-style sink, updated lighting, and areas of new flooring, leaving very little left to do beyond the common bathroom. This well maintained property offers both comfort and versatility, with abundant room for storage, hobbies, and outdoor enjoyment. The large backyard, outdoor storage room, and two storage sheds (one equipped as a workshop with a workbench and tool racks - 10'x12' and 8'x12') create endless possibilities. With close proximity to excellent schools, parks, the Lenoir Aquatic Center, shopping, and other local attractions, this location truly delivers convenience and lifestyle appeal. Location, location, location—this one has it all! The current owners do not carry flood insurance; however, a portion of the property is located within a flood plain, and the new owner may be required to obtain flood insurance (one quote was estimated ~$2000/yr).

Highlights

Listed by Gina Jenkins , 828-455-0922 and Lois Leonard , 828-455-0922 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1964

County

Caldwell

Neighborhood

None

Listing ID

4330329

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Electric Cooktop, Oven, Refrigerator, Tankless Water Heater, Washer
Air Cond:Central Air,Gas
Fireplaces:Living Room,Non-Functional,Other - See Remarks
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1378
Below Ground Sq Ft:0
Other:
  • Additional:Built-in Features, Cable Prewire, Storage, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot,Flood Plain/Bottom Land
Lot Dimensions:152'x130'x148'x130'
Zoning:R-15
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit, Storage
Sewer:Public Sewer
Parking Features:Attached Carport,Driveway
Principal Interest
$1,214
Taxes
$151

Home Price

$237,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$47,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,214.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,214.03 $151.09 $0.00 $1,365.12
Yearly $14,568.35 $1,813.05 $0.00 $16,381.40
Total $437,050.65 $54,391.50 $0.00 $491,442.15

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T18:15:06.000Z

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