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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1386 River Club Ridge , Lenoir, NC 28645
$849,900
Est. Payment: $4,353.60/mo
3 Bed
3 Bath
2356 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Breathtaking Blue Ridge views meet elevated mountain living in The Coves Mountain River Club. This beautifully appointed 3-bedroom, 3-bath home offers approximately 2,346 sq. ft. of inviting living space, thoughtfully designed to showcase the surrounding mountains. The main level features an open, welcoming living area with a beautiful stone fireplace, spacious primary suite, and screened porch perfect for morning coffee, entertaining, or relaxing while taking in the long-range views. The lower level offers a private guest retreat with an additional bedroom, full bath, generous den, and second patio. Enjoy spectacular vistas toward Pisgah National Forest, Grandfather Mountain, Table Rock, and Hawksbill Mountain, with Mount Mitchell visible on exceptionally clear days. Life at The Coves offers an unparalleled mountain lifestyle with approximately 3,200 acres, miles of private trails for hiking, biking, horseback riding and UTVs, Johns River access, two equestrian centers, vineyard, community garden, pickleball, dog park, and a clubhouse with fitness center, saltwater pool, hot tub, fire pits, and more. Lawn maintenance is included, making mountain living even more effortless. A rare opportunity to enjoy privacy, adventure, community, and extraordinary mountain views — all in one remarkable property.
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Highlights

Listed by Derek Shattuck , 910-988-3218 Arrow Realty and Land Development , 828-754-0700. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.1

HOA Fee

3336 Annually

Year Built

2018

County

Caldwell

 Neighborhood

The Coves Mountain River Club

Listing ID

4417459

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Electric Range, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas Log
Above Ground Sq Ft:1421
Below Ground Sq Ft:935
Basement:Finished,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Shared Well

Exterior Features

Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway
Principal Interest
$4,354
Taxes
$542
HOA
$3,336

Home Price

$849,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$169,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,353.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,353.60 $541.81 $3,336.00 $8,231.41
Yearly $52,243.23 $6,501.74 $40,032.00 $98,776.96
Total $1,567,296.82 $195,052.05 $1,200,960.00 $2,963,308.87

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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