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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4898 Soaring Top Ln , Lenoir, NC 28645
$1,489,999
Est. Payment: $8,373.85/mo
3 Bed
4 Bath
3501 Sqft
2.05 Acres
Status: active | Days on site: 2
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to the highest peak of The Coves Mountain River Club, Round Mountain. Perched on 2 acres of Soaring Top Lane, this custom-built masterpiece home delivers jaw-dropping panoramic views of mountain vistas and verdant river valley. Watch the sun rise over the Brushy Mountains, cross over the South Mountains, and set over the Blue Ridge Mountains, without ever leaving home. Inside, the home is a show piece of architectural craftsmanship. Soaring wood ceilings and towering walls of glass flood the main living spaces with natural light, showcasing a dramatic stone fireplace and hearth, and seamlessly blending the indoors with the extraordinary scenery. The heart of the home is the designer kitchen, a culinary masterpiece featuring striking gunmetal blue cabinets, an exquisite hammered stainless steel sink, and a large central island topped with leathered granite counters and integrated seating—perfect for entertaining while soaking in the views. An expansive wraparound porch serves as an elevated outdoor living room, ideal for hosting unforgettable gatherings or enjoying a quiet morning coffee above the clouds. Designed with meticulous attention to detail, the highly versatile layout offers incredible multi-generational living potential and expansive flex space: • Flexible Floor Plan: The expansive layout features 6 distinct bedroom possibilities (there is a 3 BR septic permit), including the main-floor ensuite Primary Bedroom, showcasing crisp white board-and-batten walls, dark designer windows, gorgeous laminate wood floors, walk-in closet and a spa-inspired bathroom with dual vanities and a contemporary walk-in shower finished with a sophisticated blend of natural textures and modern fixtures. • Finished Room Above Garage: A massive, fully finished room above the garage, accessed via a second interior staircase inside the home, features its own full bathroom. This space is highly adaptable, serving beautifully as a isolated home office, an executive guest retreat, a media or fitness room. • Full Second Living Quarters: The bright, walk-out lower level functions as a completely independent home, fully equipped with bedrooms, laundry room, a spacious living area, and a full kitchen—ideal for extended family or premium guest hosting. Nestled in the heart of the Blue Ridge Mountains, The Coves Mountain River Club is a 3,200 acre private, gated sanctuary bounded by 5 miles of pristine Johns River frontage. This extraordinary backdrop is permanently protected: +/-30% percent of the land is designated as green space that will never be built upon, ensuring long-term preservation of the area's pristine natural beauty and your unobstructed views. Resort-style community amenities elevate your daily rhythm: • Amazing Post and Beam Mountain-top Clubhouse with full kitchen and a beautiful granite and stone bar, great room with 3 sided fireplace, and wrap-around porches and decks • Sparkling inground Pool • Fitness Center with locker rooms • Pickleball and other sport courts • 2 Equestrian Centers • Community Gardens & Vineyard • Miles of Hiking Trails • Picnic Pavilions • Dog Park • River Access Points and Parks Join your neighbors in over 30 clubs and planned events and excursions. Charlotte Douglas International Airport and Asheville NC are just over an hour away. Lenoir, Blowing Rock, Morganton and the Blue Ridge Pkwy are minutes away.

Highlights

Listed by Jennifer Shattuck , 828-726-7055 Arrow Realty & Land Development , 828-572-7031. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.05

HOA Fee

3036 Annually

Year Built

2025

County

Caldwell

Neighborhood

The Coves Mountain River Club

Listing ID

4431570

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Exhaust Hood, Microwave, Refrigerator
Air Cond:Heat Pump
Fireplaces:Great Room
Above Ground Sq Ft:2300
Below Ground Sq Ft:1201
Basement:Apartment,Finished,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Sloped,Wooded,Views,Paddlesport Launch Site - Community
Roof:Architectural Shingle
Sewer:Septic Installed (Off Site)
Parking Features:Attached Garage
Principal Interest
$8,374
Taxes
$950
HOA
$3,036

Home Price

$1,489,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$298,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,373.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,373.85 $949.87 $3,036.00 $12,359.72
Yearly $100,486.14 $11,398.49 $36,432.00 $148,316.63
Total $3,014,584.23 $341,954.77 $1,092,960.00 $4,449,499.00

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lenoir, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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