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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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189 Kentucky Derby Ln , Lillington, NC 27546
$340,000
Est. Payment: $1,706.72/mo
3 Bed
3 Bath
2185 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Terri Bias
Operator/Brokerage Owner
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House Description

**$3500 is being given by sellers for a back patio sliding door and touch up paint, or to use as you choose. ** Welcome to 189 Kentucky Derby Lane, a beautifully maintained home located in the highly sought-after Trotter's Ridge community in Lillington. Situated on nearly half an acre, this spacious two-story home offers over 2,000 square feet of comfortable living space with 3 bedrooms, 2.5 bathrooms, and a large bonus room that provides endless flexibility for a home office, playroom, media room, or guest space. The inviting floor plan features luxury vinyl plank flooring throughout the main level, a formal dining room, and an open kitchen complete with granite countertops, tile backsplash, stainless steel appliances, breakfast nook, and bar seating. The cozy living room is highlighted by a gas fireplace, creating the perfect gathering space for family and friends. Upstairs, the owner's retreat offers a sitting area, dual vanities, garden tub, separate shower, and a spacious walk-in closet. Outside, you'll enjoy a fenced backyard with mature landscaping, a storage shed, and plenty of room to relax or entertain. Additional highlights include a two-car garage, solar panels for improved energy efficiency, and access to community amenities including a pool, park, and clubhouse. Conveniently located just minutes from Lillington, Sanford, and Fort Bragg, this home offers the perfect blend of space, comfort, and neighborhood living.
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Highlights

Listed by Jonathan Szabady , 919-533-7378 Howard Hanna Allen Tate Durham , 919-913-4990. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.47

HOA Fee

37 Monthly

Year Built

2011

County

Harnett

 Neighborhood

Trotter Ridge

Listing ID

10173653

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range, Dishwasher, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Log
Floor:Carpet,Vinyl,Tile,Wood
Above Ground Sq Ft:2185
Below Ground Sq Ft:0
Other:Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Recessed Lighting,Separate Shower,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Bonus Room
Other:Public

Exterior Features

Lot:Back Yard,Cleared,Sloped
Zoning:RA-20R
Roof:Shingle
Others:Fenced Yard,Garden,Private Yard,Rain Gutters,Storage,Covered,Front Porch,Patio,Porch
Sewer:Septic Tank
Parking Features:Attached,Driveway,Garage,Garage Door Opener
Principal Interest
$1,707
Taxes
$161
HOA
$37

Home Price

$340,000

Loan Details

30 yrs
6.43%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,706.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,706.72 $160.85 $37.00 $1,904.57
Yearly $20,480.67 $1,930.21 $444.00 $22,854.88
Total $614,420.11 $57,906.30 $13,320.00 $685,646.41

Today's Rates

30 Year

6.43%

20 Year

6.26%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Lillington, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-07-18T21:16:39.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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