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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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301 Congress St W , Lincolnton, NC 28092
$359,000
Est. Payment: $2,017.59/mo
4 Bed
3 Bath
1830 Sqft
0.2 Acres
Status: active | Days on site: 37
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13030 - 90329
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

*Builder and preferred lender are working together to offer great options for buyer incentives. Qualified buyers can choose between reduced closing costs, temporary rate buydown, permanent rate buy down, 100% financing. In some cases, you can combine these offers** Welcome to The Jasper plan. It is a well-designed, two-story home that balances everyday living with a convenient location just minutes from historic downtown Lincolnton. Enjoy walkable access to shops, restaurants, and community events while still having the space and finishes families want. Step onto the covered front porch and into a practical layout that includes a formal living room at the front and an open family room, dining area, and kitchen at the rear. The kitchen features granite countertops and a tile backsplash. Engineered hardwood floors run throughout the downstairs living areas. A mudroom off the two-car garage, powder room, and coat closet keep daily life organized. The primary suite includes a tray ceiling, walk-in closet, and private bath with a tiled shower. Three additional bedrooms and a full hall bath upstairs. LVP flooring in the baths and laundry. Granite countertops in the bathrooms. A 10x10 patio sits off the back of the home for easy outdoor dining or relaxing. This home delivers the right mix of open living space, private bedrooms, and a location that puts you close to Lincolnton’s charming downtown while remaining convenient to the greater Charlotte area. Ideal for buyers who want new construction, lots of space, with small-town convenience.
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Highlights

Listed by Sheena Thomas , 704-301-0669 Southern Realty Partners LLC , 704-301-0669. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.2

Year Built

2026

County

Lincoln

 Neighborhood

None

Listing ID

4418941

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal
Air Cond:Central Air
Fireplaces:
Floor:Vinyl,Wood
Above Ground Sq Ft:1830
Water:City

Exterior Features

Lot:Cleared
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,018
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,017.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,017.59 $228.86 $0.00 $2,246.45
Yearly $24,211.11 $2,746.35 $0.00 $26,957.46
Total $726,333.20 $82,390.50 $0.00 $808,723.70

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lincolnton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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