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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3923 Ritchie Rd , Lincolnton, NC 28092
$415,000
Est. Payment: $2,332.31/mo
3 Bed
2 Bath
1565 Sqft
0.77 Acres
Status: active | Days on site: 2
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9725 - 77929
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome home to this beautiful, well cared for 3 bedroom, 2 bathroom home sitting on a spacious 0.77 acre lot in Lincolnton! If you’ve been looking for a home that gives you a little peace and privacy while still keeping you close to everything you need, this one is definitely worth seeing. From the moment you pull up, the covered front porch welcomes you in and gives you the perfect spot to sit, relax, and enjoy the peaceful surroundings. Inside, you’ll love the open feel of the home, beautiful natural light, vaulted ceilings, and cozy fireplace that makes the living room feel warm and inviting. The kitchen is truly a wonderful gathering space with custom cabinetry and granite countertops, making it both beautiful and functional. The primary bedroom offers a private retreat with a walk-in closet and a spacious bathroom featuring double vanities, a garden tub, and separate shower. And then there’s the backyard! The fully fenced yard gives you plenty of space for kids, pets, entertaining, gardening, or simply enjoying your own little piece of the outdoors. The gazebo is the perfect place to grill, gather with family and friends, or sit back and enjoy a beautiful evening. With a 2-car attached garage, a great lot, and a location that gives you that peaceful country feel while still being just minutes from downtown Lincolnton, this home has so much to love. Come take a look and see if this could be the place where your next chapter begins!

Highlights

Listed by Wendy Pinheiro , 704-914-8459 RE/MAX Lifestyle , 704-764-1908. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.77

Year Built

2019

County

Lincoln

Neighborhood

None

Listing ID

4432650

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate
Above Ground Sq Ft:1565
Other:
  • ▪ Additional:Master on Main
Water:Well

Exterior Features

Lot:Cleared,Level
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,332
Taxes
$265

Home Price

$415,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,332.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,332.31 $264.56 $0.00 $2,596.88
Yearly $27,987.77 $3,174.75 $0.00 $31,162.52
Total $839,633.08 $95,242.50 $0.00 $934,875.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lincolnton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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