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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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433 N Cedar St , Lincolnton, NC 28092
$415,000
Est. Payment: $2,332.31/mo
4 Bed
2 Bath
2285 Sqft
0.41 Acres
Status: active | Days on site: 13
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By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Step into the charm and character of this 1946 two-story home, ideally located within walking distance of Lincolnton’s historic Court Square. Situated on a generous .40-acre lot, this traditional home offers the timeless appeal of original architectural character along with thoughtful updates for today’s lifestyle. The main level features a welcoming living room, formal dining room, spacious family room, updated kitchen and a full bath. The high ceilings add to the home’s sense of space and character. Beautiful hardwood floors flow throughout much of the home, including upstairs bedrooms. Upstairs, you’ll find four bedrooms and a full bath, offering plenty of room for family and guests. With its classic floor plan, generous rooms, hardwood floors, and walkable location, this home offers a wonderful opportunity to enjoy the best of historic Lincolnton while being close to shops, restaurants, and downtown amenities. For entertaining, there is a spacious enclosed porch that can be used year round. A double carport provides covered parking on the main level. The lower level consists of a garage with tons of storage and an unfinished cellar type basement.
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Highlights

Listed by Sandy King-Eller , 828-381-8766 RE/MAX A-Team , 828-324-8326. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.41

Year Built

1946

County

Lincoln

 Neighborhood

None

Listing ID

4417583

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Gas Cooktop
Air Cond:Central Air
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:2285
Basement:Interior Entry,Storage Space,Unfinished,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Lot:Level
Sewer:Public Sewer
Parking Features:Attached Carport,Attached Garage
Principal Interest
$2,332
Taxes
$265

Home Price

$415,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,332.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,332.31 $264.56 $0.00 $2,596.88
Yearly $27,987.77 $3,174.75 $0.00 $31,162.52
Total $839,633.08 $95,242.50 $0.00 $934,875.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lincolnton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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