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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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238 Wharton Cir , Littleton, NC 27850
$675,000
Est. Payment: $3,457.68/mo
3 Bed
2 Bath
1840 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Summer on the water, in your own fully updated water front home complete with an awesome boathouse, dock, boat lift, jet ski lift, oversized deck on top level expands the 2 bedroom living space, while the lower level offers an in-law suite component featuring 5 more rooms, more space than upstairs, a second kitchen, covered patio and the opportunity for privacy. This stunning property is even more attractive at under $700,000. You won't find a better value on Lake Gaston. HOA offers private boat launch, slips, pool, picnic area and a ton of additional amenities. New roof, new HVAC, lots of new new new ... the house is great, the location, the dock, the cove, the HOA, the lot, and the boathouse are even better!!! PLEASE NOTE: The Seller is open to discussing vegetation treatment around dock or possibly dredging with acceptable offer. Please inquire. The Seller is open to discussing vegetation treatment around dock or possibly dredging with acceptable offer. Please inquire.

Highlights

Listed by Carlene Nace , 919-623-3309 Anchored Realty Services LLC , 919-623-3309. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

250 Annually

Year Built

1995

County

Halifax

Neighborhood

Timber Creek

Listing ID

10169554

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1840
Below Ground Sq Ft:0
Basement:Finished
Water:Well

Exterior Features

Roof:Shingle
Sewer:Septic Tank
Principal Interest
$3,458
Taxes
$250
HOA
$250

Home Price

$675,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,457.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,457.68 $249.63 $250.00 $3,957.31
Yearly $41,492.15 $2,995.59 $3,000.00 $47,487.74
Total $1,244,764.51 $89,867.70 $90,000.00 $1,424,632.21

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Littleton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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