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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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509 Simpson Rd Unit 4 , Locust, NC 28097
$755,000
Est. Payment: $3,867.48/mo
4 Bed
4 Bath
3000 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

PROPOSED CONSTRUCTION by Summit Building Group! Four new oversized homesites are planned at the end of a quiet residential street in Locust on Simpson Road. This is a wonderful opportunity to build the proposed Ashford floor plan or explore other available home designs for this site or any of the other 3. Homesites range in size from 1.25 to 1.76 acres. There is no HOA or known neighborhood restrictions. The Ashford list price is $755,000; the Magnolia plan is $745,000 and the Camden is priced at $735,000. All 4 plans have mostly main level living with finished bonus space upstairs, oversized garages, and elevated included features. The Ashford offers 4 (or 5) bedrooms, 3.5 baths, a spacious family room with shiplap surround electric fireplace, and a vaulted covered rear patio. The formal dining room may be used as designed or as a private home office. Also included is an upstairs 379 sq ft bonus room with a full bath. This flexible space may also be used as a fifth bedroom as it has a closet! The buyer can choose to have a vaulted ceiling in the family room or the primary bedroom (or tray ceiling) per plan. Pictured in these renderings is the 10' high family room ceiling, though a buyer may choose a vaulted family room ceiling. The advertised price includes an impressive selection of elevated finishes and opportunity for personalization. Buyers may choose their flooring, countertops, cabinetry, paint colors, hardware, tile, and other finishes from Summit’s Levels 1 through 4 collections—all included in the price. Optional tray or vaulted ceilings (per plan) are included with no additional cost. With such a wide variety of included selections, buyers can create a home that reflects their own style without having to upgrade every finish. A near-comple Ashford is currently available to tour in Stanfield, allowing buyers to experience the floor plan, craftsmanship, and quality of a Summit Building Group home in person. Proposed construction: final plans, pricing, features, and availability are subject to builder approval, buyer selections, site conditions, and final construction documents. Photos and renderings may show representative features or optional upgrades.

Highlights

Listed by Jennifer Masucci , 704-254-6432 and Matthew Masucci , 704-254-6432 Sun Valley Realty , 704-254-6432. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.76

Year Built

2027

County

Stanly

Neighborhood

None

Listing ID

4407776

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Microwave, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:Electric,Family Room
Floor:Vinyl
Above Ground Sq Ft:3000
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace, Master on Main
Water:Well Needed

Exterior Features

Roof:Architectural Shingle
Sewer:Septic Needed
Parking Features:Attached Garage,Garage Faces Side
Principal Interest
$3,867
Taxes
$481

Home Price

$755,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$151,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,867.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,867.48 $481.31 $0.00 $4,348.79
Yearly $46,409.74 $5,775.75 $0.00 $52,185.49
Total $1,392,292.15 $173,272.50 $0.00 $1,565,564.65

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Locust, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T12:13:06.000Z

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