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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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138 Ottawa Dr , Louisburg, NC 27549
$397,000
Est. Payment: $2,033.63/mo
3 Bed
3 Bath
2299 Sqft
Status: active | Days on site: 96
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

WHAT IF YOUR FAVORITE GETAWAY WAS HOME? While others pack the car and drive to spend the day at the lake, you could simply come home to boating, beaches, swimming, pickleball, golf-cart rides and more. At 138 Ottawa Drive, lake life isn't somewhere you visit—it's where you live. Step through the front door into a bright, open-concept living room, kitchen and dining area where the spaces flow naturally together. The kitchen keeps things timeless with white cabinetry, white tile, granite countertops and warm wood accents carried throughout the room, creating a comfortable blend of clean and inviting. Just beyond the main living area, the screened porch gives you another place to enjoy your morning coffee, a quiet afternoon or the end of a day at the lake. The main level continues with a split-bedroom layout, including a private primary suite with walk-in closet, walk-in shower and double vanity, additional bedroom space and full bath, plus a separate laundry room and convenient access to the two-car garage. Now head upstairs—because there's much more waiting up there. Create a second living room, playroom or game room, complete with a private full bathroom and additional sleeping space for out-of-town family. Need something different? The upstairs can also work beautifully as a multigenerational suite , a home office or gym, with its own heating and cooling and plenty of storage throughout. And don't forget the outdoor spaces. Prepare dinner on the grilling patio, then wander around the side for an evening at the fire pit, tucked near the tree line where you and your guests can sit, talk and enjoy a little privacy. Play cornhole, toss a round of disc golf or simply pull up a chair and relax by the fire. And when you're ready for more, Lake Royale is waiting. Beaches, boating, boat ramps, swimming, pickleball, basketball, mini golf, shuffleboard, outdoor fitness and more are all part of the community you get to call home. Built in 2023 • Approx. 2,299 sq ft • 3 bedrooms • 3 full baths • 2-car garage • $397,000. Come walk through 138 Ottawa Drive. You may arrive to see a house—but you might leave thinking about what life could look like here.

Highlights

Listed by Kristine Rybarczyk , 716-940-9457 and Dan Gunther , 919-497-2201 Howard Hanna Allen Tate LAKE ROYALE , 252-478-5608. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.45

HOA Fee

1252.44 Annually

Year Built

2023

County

Franklin

Neighborhood

Lake Royale

Listing ID

10168375

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Electric Water Heater, Free-Standing Electric Oven, Free-Standing Refrigerator, Self Cleaning Oven
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:2299
Below Ground Sq Ft:0
Other:
  • Additional:Bathtub/Shower Combination, Ceiling Fan(s), Double Vanity, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Master Downstairs, Recessed Lighting, Smooth Ceilings, Tray Ceiling(s), Walk-In Closet(s), Walk-In Shower, Water Closet, Office
Water:Public

Exterior Features

Lot:Corners Marked,Few Trees,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
Zoning:FCO R-30
Roof:Shingle
Others:
  • Additional:Patio, Rear Porch, Screened
Sewer:Septic Tank
Parking Features:Concrete,Garage,Garage Door Opener,Garage Faces Front,Gated
Principal Interest
$2,034
Taxes
$190
HOA
$1,252

Home Price

$397,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$79,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,033.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,033.63 $190.27 $1,252.44 $3,476.33
Yearly $24,403.53 $2,283.18 $15,029.28 $41,715.99
Total $732,105.94 $68,495.40 $450,878.40 $1,251,479.74

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Louisburg, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T15:38:14.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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