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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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639 Sagamore Dr , Louisburg, NC 27549
$750,000
Est. Payment: $4,215.03/mo
3 Bed
3 Bath
2039 Sqft
0.79 Acres
Status: pending | Days on site: 1
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1343 - 98276,rozellemar,101163
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to breathtaking Waterfront living! This charming Cape Cod-style home is perfectly positioned on the main water, offering stunning views, incredible outdoor living spaces, and beautiful landscaping everywhere you look. A classic wraparound porch, open porches, and screened porch provide plenty of places to relax and enjoy the peaceful waterfront setting. Inside, wide-plank pine floors add warmth and character, while an abundance of windows brings the water views indoors. The spacious living room features a beautiful stone fireplace and an inviting floor plan ready for your personal touches. The main-level primary suite offers a walk-in closet, while main-floor laundry and a convenient guest half bath add to the home's easy everyday living. Upstairs you'll find two generously sized bedrooms and an additional full bath. The detached matching Cape Cod-style two-car garage is a standout feature of its own, complete with a half bath and a walk-up bonus room featuring a wet bar and dedicated mini-split HVAC—an incredibly versatile space for guests, hobbies, recreation, or a work-from-home office. Outside, the waterfront lifestyle takes center stage with a private boathouse, boat lift, and deck system providing direct access to the main water. Additional features include a whole-home generator, 50-year shingle roof, Trane HVAC system, and tankless water heater. Enjoy all the amenities this gated lake community has to offer, including two beaches, boating, fishing, kayaking, pickleball, clubhouse amenities, and more. Golfers will love access to the professional 18-hole River Golf Club, with two complimentary golf memberships included per household. A truly special waterfront property combining classic Cape Cod character, beautiful grounds, exceptional views, and the lake lifestyle you've been waiting for!

Highlights

Listed by Dan Gunther , Howard Hanna Allen Tate LAKE ROYALE , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.79

HOA Fee

104.37 Annually

Year Built

1996

County

Franklin

Neighborhood

Lake Royale

Listing ID

10195123

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Microwave, Tankless Water Heater, Generator
Air Cond:Central Air,Electric
Fireplaces:Gas Log,Living Room
Floor:Carpet,Wood
Above Ground Sq Ft:2039
Other:
  • ▪ Additional:Pantry, Room Over Garage
Water:Community Water

Exterior Features

Lot:Front Yard,Garden,Hardwood Trees,Landscaped,Level,Waterfront,Boat Dock,Water View,Lake,Lake Front
Zoning:FCO R-30
Roof:Architectural Shingle
Others:
  • ▪ Additional:Boat Slip, Dock, Garden, Lighting, Rain Gutters, Storage, Front Porch, Porch, Rear Porch, Screened, Boat House
Sewer:Septic Tank
Parking Features:Detached,Garage,Two Car Garage,Detached Garage
Principal Interest
$4,215
Taxes
$478
HOA
$104

Home Price

$750,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,215.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,215.03 $478.13 $104.37 $4,797.52
Yearly $50,580.31 $5,737.50 $1,252.44 $57,570.25
Total $1,517,409.19 $172,125.00 $37,573.20 $1,727,107.39

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Louisburg, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina