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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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540 Lowrey Ln , Lowell, NC 28098
$424,899
Est. Payment: $2,391.21/mo
4 Bed
4 Bath
2103 Sqft
0.27 Acres
Status: under contract-show | Days on site: 20
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R12465 - 30996
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Lowrey Oaks is USDA eligible, offering qualified buyers the opportunity for 0% down financing. Buyers who finance with our preferred lender may also qualify for a $3,000 lender-paid closing cost credit. Welcome to Lowrey Oaks, a quiet new community nestled in historic Lowell, NC. This thoughtfully designed 4 bedroom, 3.5 bath home offers an open and functional floor plan with stylish finishes throughout. The main level features a spacious kitchen with solid wood cabinetry and quartz countertops that opens to the dining area and family room, plus a separate flex room perfect for a home office, playroom or additional living space. Upstairs, both primary suites offer an ensuite bathroom, along with two additional bedrooms, a third full bath and a conveniently located laundry room. Enjoy a covered front porch, spacious backyard, and 2 car garage, all just 2 minutes from I-85 and approximately 20 minutes from Charlotte. New construction, quality finishes and small town charm with convenient access to Charlotte. Welcome home to Lowrey Oaks!
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Highlights

Listed by Brandy Mercer , 704-718-9858 Finial Construction LLC , 980-939-0706. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.27

HOA Fee

50 Monthly

Year Built

2026

County

Gaston

 Neighborhood

None

Listing ID

4422020

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:2103
Other:
  • ▪ Additional:Attic Stairs Pulldown, Drop Zone, Kitchen Island, Open Floorplan, Pantry
Water:City

Exterior Features

Lot Dimensions:204x78x168x60
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$2,391
Taxes
$271
HOA
$50

Home Price

$424,899

Loan Details

30 yrs
7.562%

Down Payment

20%
$84,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,391.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,391.21 $270.87 $50.00 $2,712.09
Yearly $28,694.55 $3,250.48 $600.00 $32,545.02
Total $860,836.37 $97,514.32 $18,000.00 $976,350.69

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Lowell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

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