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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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125 Timberline Dr , Maggie Valley, NC 28751
$550,000
Est. Payment: $3,091.02/mo
4 Bed
3 Bath
1989 Sqft
0.53 Acres
Status: active | Days on site: 2
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NCM4340 - R60244,R60244
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Terri Bias
Operator/Brokerage Owner

House Description

THE HOMESTEAD | HISTORIC MAGGIE VALLEY HOME + DETACHED GUEST COTTAGE | SELLER FINANCING AVAILABLE. Set along a mountain creek just minutes from the heart of Maggie Valley, this distinctive 1912 homestead offers something increasingly difficult to find: historic character, usable outdoor space, a separate guest cottage and the flexibility to serve as a primary residence, mountain getaway or income-producing property. The renovated main home retains the warmth and craftsmanship that give an older mountain home its personality, including original hardwood floors, shiplap details, rough-cut cedar, stained-glass accents and historic stonework. The kitchen blends that character with modern function, featuring a six-burner gas range, stainless appliances and generous work space, while updated baths include tiled walk-in showers and a classic clawfoot tub. The main level offers welcoming living and dining spaces, a sunroom, primary bedroom and bath, while two additional bedrooms are located upstairs. Multiple porches, decks and outdoor living areas create places to enjoy the surrounding mountains and the sound of the creek. A major feature of the property is the detached guest cottage, offering its own living area, kitchen, bath and sleeping accommodations with separate access. Use it for visiting family and friends, extended stays, a private work space, or as part of the property’s investment potential. The property has an established vacation-rental history and offers flexibility for buyers seeking a short-term rental, second home or long-term investment. Buyer to verify intended rental use and applicable regulations. Outside, the property feels like a true Western North Carolina homestead, with a creekside setting, fire-pit area, garden space, mature trees and room to simply enjoy the property rather than just the house. Mountain views, multiple outdoor gathering spaces and the creek create a setting equally suited to full-time living or a memorable mountain retreat. Additional advantages include city water and sewer, Spectrum high-speed internet availability, paved year-round access, state-maintained road access and no HOA. Located convenient to Maggie Valley restaurants, shops, outdoor recreation and the greenway while still offering the character and setting buyers come to the mountains to find. Whether the goal is to put down roots in Maggie Valley, create a multi-generational mountain homestead, own a second home with guest accommodations, or continue utilizing the property’s rental potential, The Homestead offers a combination of history, versatility and location that is difficult to duplicate. Seller financing available; terms subject to negotiation and seller approval. Lifestyle video: https://listings.lighthousevisuals.com/videos/01a1164c-364f-7300-953e-5bb62f048363 Full property website: https://listings.lighthousevisuals.com/sites/eaoakokz/unbranded

Highlights

Listed by Tyler Reeves , 828-734-5724 and Tyler Reeves , 828-734-5724 Keller Williams Great Smokies , 828-926-5155. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.53

Year Built

1912

County

Haywood

Neighborhood

None

Listing ID

4430020

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Range, Refrigerator, Washer/Dryer
Air Cond:Ductless
Fireplaces:Living Room
Floor:Tile,Wood
Above Ground Sq Ft:1989
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Cable Prewire, Storage, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Creek Front,Creek/Stream,Wooded,Views
Roof:Aluminum,Metal
Others:
  • ▪ Additional:Fire Pit, Storage
Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway
Principal Interest
$3,091
Taxes
$351

Home Price

$550,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,091.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,091.02 $350.63 $0.00 $3,441.64
Yearly $37,092.22 $4,207.50 $0.00 $41,299.72
Total $1,112,766.74 $126,225.00 $0.00 $1,238,991.74

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Maggie Valley, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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