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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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782 Setzer Cove Rd , Maggie Valley, NC 28751
$589,900
Est. Payment: $3,315.26/mo
2 Bed
3 Bath
2129 Sqft
3.61 Acres
Status: under contract-show | Days on site: 12
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Terri Bias
Operator/Brokerage Owner

House Description

Escape to the mountains in this private chink-log home, tucked inside a gated community just minutes from Maggie Valley. Offering approximately 2,129 square feet, 2 bedrooms, 3 full baths, and a bonus sleeping area, the home sits on two lots totaling over 3.6 acres with beautiful mountain views and a wonderfully peaceful setting. The main level features an open living concept and split-bedroom design filled with authentic mountain character. A striking stone fireplace anchors the living room, while the updated kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, a large breakfast bar, and a true walk-in pantry. Both main-level bedrooms enjoy convenient access to full baths, and a washer and dryer located in the primary walk-in closet add everyday convenience. Downstairs, the finished basement expands the living space with a comfortable family room, bonus sleeping area, full bath, laundry, LVP flooring, and direct access to the two-car garage or lower deck/hot tub. The property’s layout also presents the potential to add an upper driveway for more convenient main-level access. Outdoor living is a highlight, with a spacious covered back deck, covered front porch, and covered lower patio featuring an included Viking Spas hot tub. The fenced backyard provides a peaceful retreat for pets, gardening, or evenings around the fire pit, all surrounded by mature trees and mountain scenery. Additional highlights include a roof installed in 2018, mini-split heating and cooling systems installed in 2022, a 2023 electric water heater, community spring water, and Spectrum internet availability. Private without feeling remote, this distinctive mountain home offers generous acreage, flexible living space, memorable outdoor areas, and convenient access to Maggie Valley, Waynesville, the Blue Ridge Parkway, and everything Western North Carolina has to offer.

Highlights

Listed by Thomas Mallette , 828-734-5518 Better Homes and Gardens Real Estate Heritage , 828-926-5200. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.61

Year Built

1986

County

Haywood

Neighborhood

Valley Vista

Listing ID

4421807

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Water Heater, Gas Oven, Gas Range
Air Cond:Ductless
Fireplaces:Gas Log,Living Room
Above Ground Sq Ft:1326
Below Ground Sq Ft:803
Basement:Exterior Entry,Full,Interior Entry,Partially Finished,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Private,Wooded,Views
Others:
  • ▪ Additional:Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,315
Taxes
$376

Home Price

$589,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$117,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,315.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,315.26 $376.06 $0.00 $3,691.32
Yearly $39,783.10 $4,512.74 $0.00 $44,295.83
Total $1,193,492.91 $135,382.05 $0.00 $1,328,874.96

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Maggie Valley, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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