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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4230 Rugged Hill Rd , Maiden, NC 28650
$540,000
Est. Payment: $2,766.14/mo
3 Bed
2 Bath
1706 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Enjoy peaceful living without giving up convenience! This all-brick home is nestled among mature woods on 5.78 acres, offering a serene setting with plenty of room to enjoy the outdoors. Inside, the home has been beautifully updated with a newly renovated kitchen and bathrooms featuring striking exotic granite countertops and stylish finishes throughout. An unfinished basement offers additional space ready to be finished to fit your needs, while the oversized two-car garage provides plenty of room for vehicles, storage, or hobbies. Although the property has a Maiden address, it is ideally located just 1.5 miles from the Denver/Lincoln County line and approximately 5 miles from Lake Norman Marina and Mountain Creek Marina and boat ramp. Downtown Lincolnton is about 15 miles away, with Mooresville approximately 18 miles, Birkdale Village/Huntersville about 20 miles, and Uptown Charlotte and Charlotte Douglas International Airport approximately 30 miles away. Enjoy the best of both worlds—acreage, wooded surroundings, and peaceful living with convenient access to Denver, Lake Norman, shopping, dining, and surrounding communities.
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Highlights

Listed by Celli Mellert , 828-455-4702 Weichert, Realtors - Team Metro , 828-304-1000. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
5.78

Year Built

1997

County

Catawba

 Neighborhood

None

Listing ID

4412262

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air,Electric
Fireplaces:Gas,Gas Log,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1706
Below Ground Sq Ft:0
Basement:Basement Garage Door,Interior Entry,Unfinished
Other:
  • ▪ Additional:Attic Stairs Pulldown, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Sloped,Wooded
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$2,766
Taxes
$344

Home Price

$540,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,766.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,766.14 $344.25 $0.00 $3,110.39
Yearly $33,193.72 $4,131.00 $0.00 $37,324.72
Total $995,811.61 $123,930.00 $0.00 $1,119,741.61

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Maiden, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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