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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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273 Cross Creek Dr , Marion, NC 28752
$695,000
Est. Payment: $3,905.92/mo
4 Bed
4 Bath
3815 Sqft
1.18 Acres
Status: active | Days on site: 24
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to your private mountain haven, combining spacious living, serene surroundings, and exceptional updates just minutes from town. Situated on a sprawling 1.18-acre lot, this property offers a peaceful mountain living experience, highlighted by an expansive, covered wrap-around porch ideal for quiet mornings or relaxing evenings. Step inside through a gracious entryway that flows into the heart of the home, featuring a gourmet chef's kitchen equipped with luxurious cherry cabinetry, a gas cooktop, double ovens, a fresh tile backsplash, and appliances all under two years old. The kitchen connects effortlessly to a comfortable family room and a dedicated dining area, creating an inviting layout for daily living and entertaining. Practicality meets convenience on the main level with a full-size laundry room where the washer and dryer convey, alongside a full bathroom. Completing this floor is a private bedroom paired with a half bath, an ideal spot for guests, and a flexible extra room that serves as a home office or study. Ascending to the upper level reveals the private sleeping quarters, including a luxurious primary suite, two additional generously sized bedrooms, a full bathroom, and an upstairs office space complete with built-in bookcases. The standout feature of the upper floor is the massive rec room, which serves as the ultimate entertainment hub and comes complete with a pool table that stays with the home. An additional finished room situated just off the rec room is ideal for a hobby room, home gym, or media center. Beyond the interior, the property offers superb utility, highlighted by an oversized three-car garage providing abundant parking and workshop space. Significant recent upgrades provide incredible peace of mind, including a brand-new upstairs HVAC system, a new well pump, a whole-house water filtration system, an attic fan to reduce summer energy costs, and exterior gutter guards. Fresh paint and new sinks and vanities in the bathrooms complete the interior refresh, with furniture also available for purchase separately. Located less than 10 minutes to Downtown Marion for local shops and dining, and only 30 minutes to Black Mountain and 40 minutes to Asheville, this remarkable property truly combines expansive, comfortable living with an unbeatable, accessible location.

Highlights

Listed by Hope Burk , 828-622-4048 and Chloe Lunsford , 828-622-4048 Howard Hanna Beverly-Hanks Freestone Properties , 828-419-0444. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.18

HOA Fee

200 Annually

Year Built

2007

County

McDowell

Neighborhood

Cross Creek

Listing ID

4426202

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:Gas
Above Ground Sq Ft:3815
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Garden Tub, Open Floorplan, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Sloped,Wooded
Roof:Composition
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side

Open House

Upcoming Open Houses
Sunday 2:00 pm - 4:00 pm Oct 18
Principal Interest
$3,906
Taxes
$443
HOA
$200

Home Price

$695,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,905.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,905.92 $443.06 $200.00 $4,548.99
Yearly $46,871.08 $5,316.75 $2,400.00 $54,587.83
Total $1,406,132.51 $159,502.50 $72,000.00 $1,637,635.01

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Marion, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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