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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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431 Pine Ridge Rd , Mars Hill, NC 28754
$435,000
Est. Payment: $2,444.71/mo
3 Bed
2 Bath
1420 Sqft
6.75 Acres
Status: under contract-show | Days on site: 10
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R08056 - mar1825,76538
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Terri Bias
Operator/Brokerage Owner

House Description

Beautiful mountain views, easy one-level living, and approximately 6.75 acres across two separate parcels create a distinctive opportunity in Mars Hill. The home sits on 1.02 acres and is offered with an additional 5.73-acre parcel, opening the door to a variety of possibilities, from a larger private estate to a future family compound. Just a couple of minutes from downtown Mars Hill, the location also keeps you about 12 minutes from Weaverville and just over 20 minutes from downtown Asheville, with Mars Hill University, Publix, Ingles, and other everyday conveniences just a short drive from home. The front porch is perfectly positioned to enjoy the surrounding mountain scenery, while a combination of hardwood and thoughtfully selected laminate flooring, along with abundant natural light, creates a warm, inviting feel throughout the main level. Two distinct gathering spaces include a bright living room and a separate family room centered around a classic brick fireplace, with an adjoining dining area and French doors leading to the large covered rear deck overlooking the wooded backdrop. The kitchen offers abundant cabinetry, generous counter space, and a wide window that brings in views of the trees beyond. The pantry features a Rev-A-Shelf system designed to maximize storage and convenience. Comfortable bedrooms and updated baths add to the appeal, including a beautifully tiled walk-in shower with modern finishes. The laundry area in the garage provides ample cabinetry, a laundry sink, and a built-in craft table/cabinet for additional workspace and storage. A metal roof, seamless gutters, modern HVAC system, and water heater provide added peace of mind. Two paved driveways provide excellent access and generous parking, while the unfinished basement offers additional garage space with a garage door, French doors, a laundry sink, abundant storage, and excellent potential to finish for additional living space. Experience the best of Mars Hill, with its inviting downtown, local shops and dining, vibrant community events, nearby outdoor recreation, and the energy of Mars Hill University, all wrapped in the charm of a true Western North Carolina mountain town.

Highlights

Listed by Marie Reed , 828-553-7893 and Mark Carter , 828-553-7893 Keller Williams Professionals , 828-553-7893. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
6.75

Year Built

1974

County

Madison

Listing ID

4429293

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas Log
Floor:Vinyl,Wood
Above Ground Sq Ft:1420
Basement:Exterior Entry,Interior Entry,Unfinished
Other:
  • ▪ Additional:Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Paved,Wooded,Views
Roof:Metal
Sewer:Septic Installed
Parking Features:Basement,Driveway,Attached Garage
Principal Interest
$2,445
Taxes
$277

Home Price

$435,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,444.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,444.71 $277.31 $0.00 $2,722.03
Yearly $29,336.58 $3,327.75 $0.00 $32,664.33
Total $880,097.33 $99,832.50 $0.00 $979,929.83

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Mars Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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