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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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313 N Elm St , Marshville, NC 28103
$230,000
Est. Payment: $1,292.61/mo
2 Bed
2 Bath
1378 Sqft
0.21 Acres
Status: under contract-show | Days on site: 7
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7330 - 21767
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Charming 1920 Ranch Just Steps from Downtown! This beautifully refreshed 2-bedroom, 2-bathroom ranch offers the perfect blend of historic character and modern updates on a level .21-acre lot. From the inviting screened-in front porch with a brand-new swing to the spacious living room, sunroom, and dining area, this home offers comfortable spaces filled with charm and natural light. The primary bathroom conveniently opens directly to the walk-in closet/laundry room adding everyday convenience. The updated kitchen, renovated in 2018, features granite countertops, updated cabinetry and appliances, an electric range, dishwasher, disposal, and vented hood. Numerous improvements provide peace of mind, including a 2018 roof, water heater, crawl-space vapor barrier and ductwork, a 2020 heat pump, and new windows, microwave, ceiling fan and front door in 2026. Beautiful hardwood floors have been re-stained and top-grade LVP flooring has been added for durability and easy maintenance. Fresh exterior paint and newly painted trim from crown molding to baseboards give the home a clean, polished feel. Outside, enjoy your days on the screened-in front porch with new swing or on the backyard deck. Keep your car out of the harsh elements with attached one-car carport. Also included is a 78-square-foot outbuilding for storage of yard tools or hobbies.. The refrigerator and washer/dryer convey, making this home truly move-in ready. Best of all, enjoy the convenience of being within walking distance of downtown, with local shops, dining, and community amenities just moments away. A wonderful opportunity to own a charming piece of history with thoughtful updates throughout!
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Highlights

Listed by Patricia Peroulas , 704-651-5047 ProStead Realty , 704-333-8905. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.21

Year Built

1920

County

Union

 Neighborhood

None

Listing ID

4429459

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Hood, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:Vinyl,Wood
Above Ground Sq Ft:1378
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Lot:Level
Lot Dimensions:41x85x13x97x56x191
Zoning:AZ6
Sewer:Public Sewer
Parking Features:Attached Carport
Principal Interest
$1,293
Taxes
$147

Home Price

$230,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,292.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,292.61 $146.63 $0.00 $1,439.23
Yearly $15,511.29 $1,759.50 $0.00 $17,270.79
Total $465,338.82 $52,785.00 $0.00 $518,123.82

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Marshville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T11:50:06.000Z

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