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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5616 Polk Mountain Dr , Marshville, NC 28103
$609,900
Est. Payment: $3,124.21/mo
4 Bed
4 Bath
3121 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

If you've been searching for a meticulously maintained BASEMENT home with space to spread out, exceptional upgrades, and an unbeatable location, this one checks every box! Perfectly positioned just minutes from the Monroe Expressway and zoned for highly sought-after Piedmont schools, this impeccably maintained two-story home with a hard-to-find walk-out basement is ready to impress! Pride of ownership is evident from the moment you arrive, with countless updates and meticulous care throughout. Step inside to discover a welcoming floor plan featuring a private home office, formal and casual dining spaces, and a spacious great room complete with a cozy fireplace and custom built-ins. The well equipped kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, custom cabinetry, ceramic tile flooring, tile backsplash, under-cabinet lighting, and a sunny breakfast area with French doors leading to the expansive deck—perfect for entertaining or relaxing outdoors. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with a completely remodeled spa-inspired bath featuring a freestanding soaking tub, custom tiled shower with glass enclosure, updated vanity, and designer finishes. The partially finished walk-out basement offers endless possibilities with a spacious recreation area, wet bar, full bath,workshop, and abundant storage—ideal for entertaining, hobbies, or multigenerational living. Outside, enjoy a large, professionally maintained yard, an expansive deck, landscape lighting, and an oversized concrete driveway providing plenty of parking. Major improvements provide peace of mind, including a new architectural shingle roof(2022), upstairs HVAC(2023), remodeled primary bath, new well pump(2022), generator hookup added(2022), leaf gutter guards(2021), new programmable thermostats, and much more(see upgrade list in attachments). Every detail has been thoughtfully updated, making this home truly move-in ready.

Highlights

Listed by Brian Belcher , 704-287-3868 RE/MAX Executive , 704-405-8800. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.18

Year Built

2001

County

Union

Neighborhood

Polk Mountain Plantation

Listing ID

4410630

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave, Plumbed For Ice Maker, Propane Water Heater
Air Cond:Heat Pump
Fireplaces:Great Room,Propane
Floor:Carpet,Concrete,Hardwood,Tile,Vinyl
Above Ground Sq Ft:2305
Below Ground Sq Ft:816
Basement:Partially Finished,Storage Space
Other:
  • Additional:Attic Stairs Pulldown, Attic Walk In, Built-in Features, Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Zoning:AF8
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$3,124
Taxes
$389

Home Price

$609,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$121,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,124.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,124.21 $388.81 $0.00 $3,513.02
Yearly $37,490.46 $4,665.74 $0.00 $42,156.20
Total $1,124,713.89 $139,972.05 $0.00 $1,264,685.94

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Marshville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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