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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2080 Garden Terrace Cir , Marvin, NC 28173
$844,900
Est. Payment: $4,327.99/mo
4 Bed
3 Bath
2917 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Rare opportunity to own a home in Cottages at Marvin Gardens, an intimate 25 home 55+ active adult community ideally located near the Union and Mecklenburg County line. Lawn care and common area maintenance are included, making it easy to enjoy a low-maintenance lifestyle without sacrificing space or comfort. Designed for both everyday living and entertaining, this 4 bedroom, 3 bath home offers a flexible floorplan with two bedrooms on the main level and two upstairs. The open concept layout features 10 foot ceilings, abundant natural light, SPC plank flooring throughout most of main level, and plantation shutters on many windows. The kitchen is the heart of the home, featuring quartz countertops, gas cooking, tiled backsplash, ceiling height cabinetry, large island, an oversized butler's pantry with additional cabinetry and workspace, and a large dining room. The adjoining family room is anchored by a gas fireplace with wood mantel, built-ins, window seats, and large picture windows overlooking trees and common area. The main level primary suite offers a peaceful retreat with wooded views, a custom walk-in closet, and an en suite bath featuring dual vanities, linen storage and an oversized tiled shower with frameless glass enclosure and built-in seat. A spacious laundry room with tile flooring, granite counters, cabinetry, and a utility sink add everyday convenience. Hardwood stairs lead to a large loft, two additional bedrooms/flex space with walk-in closets, and a shared Jack and Jill bath with a deep soaking tub, tile surround, and linen closet. Storage galore with a walk in attic, pull down attic, and extensive under stairs storage. Get outside where you'll enjoy a wrap around front porch, a rear screened porch, and extensive paver stone terrace and gas fireplace with a fully fenced rear yard and expansive wooded view. Take in all of the nature around you, as this home is surrounded on 3 sides by community common area making your quarter acre lot feel much larger. The two car garage has an epoxy coated floor, windows, alcoves for a workbench/bikes, tankless water heater, and extra refrigerator. You can walk to nearby shopping and restaurants in Marvin Gardens; with Publix so close, you never have to shop for more than a day or two. Whether you're looking to travel more, simplify life, or just enjoy a home that works as hard as you have. Come see for yourself!

Highlights

Listed by JoAnna Dougan , 704-617-0670 NextHome Serene Living , 704-617-0670. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

250 Monthly

Year Built

2023

County

Union

Neighborhood

Cottages at Marvin Gardens

Listing ID

4411973

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Range, Ice Maker, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Family Room,Gas Log
Floor:Carpet,Hardwood,Tile,Other - See Remarks
Above Ground Sq Ft:2917
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Other - See Remarks, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Orchard(s),Views
Lot Dimensions:133x111x132x57
Zoning:RES
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit, In-Ground Irrigation, Lawn Maintenance, Other - See Remarks
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Keypad Entry
Principal Interest
$4,328
Taxes
$539
HOA
$250

Home Price

$844,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$168,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,327.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,327.99 $538.62 $250.00 $5,116.61
Yearly $51,935.88 $6,463.49 $3,000.00 $61,399.36
Total $1,558,076.35 $193,904.55 $90,000.00 $1,841,980.90

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Marvin, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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