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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2020 Fairchelsea Way Ln , Matthews, NC 28105
$775,000
Est. Payment: $4,355.53/mo
4 Bed
3 Bath
3562 Sqft
0.5 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

Discover the charm and versatility of this spacious Matthews home, where classic full-brick construction meets generous living space and a beautifully private setting. Positioned on a half-acre cul-de-sac lot in Ashley Creek, this 4-bedroom, 2.5-bath residence offers approximately 3,562 square feet of finished living area with room to spread out, work from home, entertain, and enjoy everyday life. From the moment you arrive, the mature setting and expansive lot create a welcoming sense of privacy. Inside, the home offers a comfortable flow with multiple gathering spaces and thoughtful areas for both relaxation and productivity. The main level provides a dedicated office, dining area, laundry room, and inviting living space centered around a fireplace. The kitchen brings together granite countertops, stainless steel appliances, and a convenient beverage/coffee station that adds both style and function. Upstairs, four bedrooms provide flexibility for family, guests, hobbies, or additional office space. The walk-out basement expands the possibilities even further with a finished recreation/bonus area along with substantial unfinished storage. Whether you envision a home gym, media room, playroom, hobby space, or simply need extra room for life's treasures, this lower level offers plenty of potential. Outside, the large backyard is ready for your vision—create a garden, play area, entertaining space, or peaceful retreat. A two-car attached garage and spacious driveway provide everyday convenience. Located in sought-after Matthews, this home combines the privacy of an established residential neighborhood with convenient access to shopping, restaurants, parks, healthcare, downtown Matthews, and Ballantyne. If you have been searching for a home with space, character, a substantial lot, and room to make it truly your own, this Ashley Creek property deserves a closer look.

Highlights

Listed by Joe Nguyen , 980-242-6596 Keller Williams South Park , 704-602-0400. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

110 Annually

Year Built

1987

County

Mecklenburg

Neighborhood

Ashley Creek

Listing ID

4430615

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Dryer, ENERGY STAR Qualified Refrigerator, Exhaust Hood, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator with Ice Maker, Washer, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room
Above Ground Sq Ft:2415
Below Ground Sq Ft:1147
Basement:Partially Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Lot Dimensions:166x193x133x150
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$4,356
Taxes
$494
HOA
$110

Home Price

$775,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,355.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,355.53 $494.06 $110.00 $4,959.59
Yearly $52,266.32 $5,928.75 $1,320.00 $59,515.07
Total $1,567,989.49 $177,862.50 $39,600.00 $1,785,451.99

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Matthews, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T23:51:06.000Z

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