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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4418 Horseshoe Bend , Matthews, NC 28104
$945,000
Est. Payment: $5,310.93/mo
4 Bed
4 Bath
4385 Sqft
1.34 Acres
Status: active | Days on site: 14
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R00287 - 55823
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Terri Bias
Operator/Brokerage Owner

House Description

Beautiful custom home located on a picturesque 1.34-acre lot with a 2-car attached garage and a convenient 4-car detached garage, and only a 5-minute drive to Waverly! Inside, this home features 4,385 square feet with four bedrooms and three and a half baths. The main floor offers a living room with vaulted ceilings and a formal dining room framed by a stacked stone accent wall. The updated kitchen features quartz counters, designer tile backsplash, a professional Kucht gas range with hood, a sunny breakfast area, and a convenient coffee bar with an additional sink. The kitchen opens to a spacious family room with a floor-to-ceiling stone fireplace and built-in shelving, plus sliders to a deep covered porch overlooking the private backyard. The second floor includes the primary suite, which features a vaulted ceiling and six large windows that provide great views of the outdoors. The renovated primary bath features bamboo flooring, dual vanities, a freestanding soaking tub, and an oversized walk-in tile shower. The second floor also includes two additional sunny bedrooms and a lovely office space. The finished basement provides plenty of flex space, including a guest bedroom with a full bath, a large bonus room, and additional space perfect for a home gym or theater room. Outside is the true gem of this property! Enjoy the lovely fall colors from the spacious covered back porch. The backyard offers generous open lawn, well screened by mature trees for privacy. For those looking for hobby space, a convenient 700sf detached garage with electricity and water is ideal for boat storage, a workshop, car storage or home gym. Other features include a cedar exterior, metal roof, and two HVAC systems (2025 and 2020). All the privacy you could want, and only a 5-minute drive to Waverly shopping and restaurants. Zoned for Weddington Schools!

Highlights

Listed by Gina Lorenzo , 704-575-7605 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.34

HOA Fee

367 Annually

Year Built

1988

County

Union

Neighborhood

Providence Woods South

Listing ID

4420956

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Exhaust Fan, Exhaust Hood, Gas Range, Refrigerator
Air Cond:Central Air
Fireplaces:Family Room,Gas Log
Floor:Bamboo,Tile
Above Ground Sq Ft:3178
Below Ground Sq Ft:1207
Basement:Finished
Other:
  • ▪ Additional:Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Has Fireplace
Water:Well

Exterior Features

Lot:Private,Wooded
Zoning:AM6
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$5,311
Taxes
$602
HOA
$367

Home Price

$945,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$189,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,310.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,310.93 $602.44 $367.00 $6,280.37
Yearly $63,731.19 $7,229.25 $4,404.00 $75,364.44
Total $1,911,935.58 $216,877.50 $132,120.00 $2,260,933.08

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Matthews, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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