Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

4927 Potter Rd , Matthews, NC 28104
$699,000
Est. Payment: $3,928.40/mo
5 Bed
4 Bath
3205 Sqft
0.44 Acres
Status: active | Days on site: 12
Get Pre-Qualified
372906 - 21393
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Seller Financing Available-5.99% APR Interest rate offered for qualified buyers on two beautiful New Construction Homes in Matthews-NO HOA, with a 2/10 Warranty. Looking for new construction in Matthews, NC with no HOA, a wooded homesite, and elevated finishes? Set within Villas on Potter, an intimate collection of just four semi-custom homes, this beautifully finished 5-bedroom home with more than 3,200 square feet delivers the space, flexibility, and thoughtful design today's buyers want. Inside, the difference is immediately noticeable. Nine-foot ceilings, eight-foot interior doors, and six-foot windows create an impressive sense of scale and bring exceptional natural light throughout the home. Upgraded Craftsman trim, open-rail details, and custom-selected lighting give the interiors a distinctive, high-end feel. The kitchen is designed to be both beautiful and hardworking, featuring quartz countertops, 42-inch cabinetry, a contrasting stained island, designer tile backsplash, under-cabinet lighting, gas range, vented hood, and microwave drawer. It opens naturally to the breakfast area and great room, creating an easy flow for everyday living and entertaining. Another standout feature is the oversized garage, thoughtfully designed to accommodate larger vehicles, including full-size trucks and SUVs. With an additional 8 feet of depth in both garage bays and a 4-foot side extension, this expanded space offers exceptional flexibility for parking, storage, and everyday convenience—a practical upgrade that's increasingly difficult to find in new construction. One of the home's greatest strengths is its flexibility. A main-level bedroom with access to a full bath creates an ideal setup for guests or multigenerational living, while a separate front flex space can function beautifully as a formal dining room, home office, or additional living space. Upstairs, a generous loft provides yet another place to gather, work, play, or unwind. The spacious primary suite features a tray ceiling and an elevated bath with a large tiled shower, frameless glass, dual vanity, and quartz countertops. Three additional upstairs bedrooms provide room for everyone without sacrificing the loft or flexible living spaces. Thoughtful upgrades continue throughout with upgraded flooring, designer lighting, and a finished laundry room with cabinetry and a quartz folding counter. Front and rear covered porches extend the living space outdoors, while the wooded setting offers something increasingly difficult to find in Charlotte-area new construction: privacy and room to breathe without sacrificing convenience. Located in Matthews, North Carolina, Villas on Potter offers convenient access to Downtown Matthews, I-485, Waverly, Ballantyne, Wesley Chapel, and the greater Charlotte area. With five bedrooms, multiple flex spaces, more than 3,200 square feet, an oversized garage, a wooded 1/2-acre homesite, and no HOA, this home offers exceptional versatility and a compelling option for buyers comparing new construction in the Matthews area. Only four homes. No HOA. Wooded homesites. Elevated finishes. An oversized garage. And the space to live the way you actually live. Seller carry/owner financing options available! Down Payment and terms Negotiable. Don't let high bank rates stop you from owning a pristine Custom Luxury home! Contact the listing agent for details.

Highlights

Listed by Alissa McDonald , 704-996-3933 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.44

Year Built

2026

County

Union

Neighborhood

Villas on Potter

Listing ID

4430466

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Disposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Light Fixtures, Exhaust Hood, Gas Oven, Gas Range, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Tankless Water Heater
Air Cond:Central Air,ENERGY STAR Qualified Equipment,Zoned
Fireplaces:
Floor:Carpet,Laminate
Above Ground Sq Ft:3205
Other:
  • ▪ Additional:Attic Other, Breakfast Bar, Built-in Features, Cable Prewire, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry
Water:City

Exterior Features

Lot:Level,Wooded
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$3,928
Taxes
$446

Home Price

$699,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,928.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,928.40 $445.61 $0.00 $4,374.02
Yearly $47,140.85 $5,347.35 $0.00 $52,488.20
Total $1,414,225.36 $160,420.50 $0.00 $1,574,645.86

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Matthews, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS