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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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13136 Blacksmith Ct , Matthews, NC 28105
$399,000
Est. Payment: $2,242.39/mo
3 Bed
3 Bath
1700 Sqft
0.49 Acres
Status: active | Days on site: 27
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Terri Bias
Operator/Brokerage Owner

House Description

Seller is offering $5000 in concessions with an acceptable offer that may be used toward buyer closing costs, an interest rate buydown, home updates, or a carpet credit, giving buyers the flexibility to personalize the home to their needs. Welcome to a peaceful cul-de-sac in the highly sought-after Windrow Estates, a vibrant community known for its neighborhood events, swim team, horseback riding trails, and welcoming atmosphere. This well-maintained home combines thoughtful updates, spacious living, and a beautiful natural setting. Significant recent improvements provide peace of mind, including a new HVAC system (2025), roof (2023), garage doors (2020), updated windows throughout (2020), gutter guards, and replacement of select siding. The renovated kitchen features quartz countertops and modern finishes, making it the perfect gathering space for family and friends. The spacious primary suite offers a relaxing retreat with a renovated ensuite bathroom and walk-in closet. Outside, you'll find a gardener's paradise with mature landscaping and a fenced backyard that backs directly to a neighborhood horse trail, providing easy access to the lake, pool, and scenic walking opportunities throughout the community. As an added bonus, the refrigerator, washer, dryer, and riding lawn mower may convey with an acceptable offer. Ideally located between Matthews and Mint Hill, Windrow Estates offers the perfect blend of privacy and convenience, with shopping, dining, and daily amenities just minutes away. The neighborhood also backs up to Purser-Hulsey Road, and future retail growth is planned nearby at Cadia Village. Please DO NOT lock the door leading from the house to the garage.

Highlights

Listed by Rebecca Shanko , 704-995-7777 Wellspring Realty, Inc , 704-591-3033. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.49

HOA Fee

72 Monthly

Year Built

1979

County

Mecklenburg

Neighborhood

Windrow Estates

Listing ID

4417364

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Electric Oven, Electric Range, Exhaust Hood, Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Family Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:1700
Other:
  • ▪ Additional:Attic Stairs Pulldown, Kitchen Island, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Cul-De-Sac
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$2,242
Taxes
$254
HOA
$72

Home Price

$399,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,242.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,242.39 $254.36 $72.00 $2,568.76
Yearly $26,908.72 $3,052.35 $864.00 $30,825.07
Total $807,261.69 $91,570.50 $25,920.00 $924,752.19

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Matthews, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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