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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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10979 Sparkle Creek Dr , Midland, NC 28107
$589,900
Est. Payment: $3,315.26/mo
4 Bed
3 Bath
3153 Sqft
0.32 Acres
Status: active | Days on site: 36
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3127 - 31279
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

SELLER TO PROVIDE A $10,000 CLOSING COST CONCESSION. LOOK AT THAT SCREENED-IN PORCH!! Welcome to this spacious 4-bedroom home in Cedarvale Farms, offering over 3,150 square feet, a 3-car garage and an incredible backyard designed for entertaining! The main level features a dedicated office, formal dining room and separate sitting room, along with an open kitchen and great room that serve as the heart of the home. The kitchen features abundant cabinetry, a large center island, granite countertops, gas cooktop and plenty of prep and gathering space. The adjoining great room is highlighted by a gas fireplace and coffered ceiling. Upstairs, the oversized primary suite features a vaulted ceiling and a beautifully appointed bath with dual vanities and a large tiled walk-in shower with frameless glass enclosure. Three additional bedrooms and a spacious bonus/media room provide plenty of flexibility for guests, work, exercise or entertainment. The outdoor living space may be the showstopper! A large screened porch offers room for both dining and lounging and opens to an additional patio and fenced backyard. Enjoy the outdoor play area, storage shed, mature landscaping and plenty of lawn space, all on a .32-acre corner lot. A full-yard irrigation system and 3-car garage add even more functionality. Cedarvale Farms serves Hickory Ridge Middle School and Hickory Ridge High School and offers a convenient location just minutes from Harrisburg and Harrisburg Park. Enjoy easy access to shopping, dining and everyday necessities in Locust, Concord and Mint Hill, along with nearby Novant Medical Center, quick access to I-485 and Uptown Charlotte approximately 30 minutes away. With generous living space, exceptional outdoor areas and convenient access to so much of the Charlotte region, this home offers a combination of space, lifestyle and location that is hard to find!
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Highlights

Listed by Brian Taylor , 704-968-3105 Dreamline Realty, LLC , 704-968-3105. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.32

HOA Fee

667 Annually

Year Built

2019

County

Cabarrus

 Neighborhood

Cedarvale Farms

Listing ID

4420352

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Gas Water Heater
Air Cond:Central Air
Fireplaces:Gas
Above Ground Sq Ft:3153
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Zoning:CR
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$3,315
Taxes
$376
HOA
$667

Home Price

$589,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$117,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,315.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,315.26 $376.06 $667.00 $4,358.32
Yearly $39,783.10 $4,512.74 $8,004.00 $52,299.83
Total $1,193,492.91 $135,382.05 $240,120.00 $1,568,994.96

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Midland, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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